Commercial Loans
Get the financing you need to expand, invest, and move your business forward.
Fuel What’s Next
Whatever your goals may be, Lafayette Federal offers flexible financing solutions designed to help you take the next step with confidence.
Financing Built Around Your Business Goals
Lines of Credit
Flexible access to working capital with interest-only payment options for payroll, materials, inventory, and day-to-day business needs
Commercial & Investment Real Estate Loans
Purchase, refinance, or expand commercial and investment properties with financing tailored to your goals
Small Business Administration (SBA) Loans
Access government-backed financing designed to help start, grow, or strengthen your business
New & Used Vehicle Loans
Finance company cars, trucks, vans, and fleet vehicles with flexible terms and competitive rates
The Difference Is the Conversation
Business Lending You Can Depend On
When you need financing, you deserve more than a transaction. At Lafayette Federal, we take the time to learn about your organization so we can identify solutions that fit your goals.
- Flexible financing built around your goals
- A partner in your growth committed to your success
- Business Banking bundle discounts
- Dedicated business banking experts
Meet Your Business Banking Team
Whether you’re financing a major purchase, investing in commercial property, or exploring your borrowing options, our Business Banking Team is here to help you find the right solution for your goals.
Kevin Corey
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Trusted by Local Businesses
As a small business owner there is one factor that is probably most valuable after money and that’s time. Lafayette understands this and approaches my concerns in a great timely fashion. The service to its members and their time I feel is well considered in the way they conduct business. This is a great factor in our continuing relationship with them as together we create more opportunity for future growth.
D&A Contractors LLC
FAQs
Getting started is easy. Complete the contact form on this page, and a member of our Commercial Lending team will connect with you to learn more about your business, discuss your financing goals, and walk you through the application process from start to finish.
- 3 years of business financial records (tax returns, income statements, balance sheets, equity statements)
- 3 years of personal financial records for business owners (tax returns, personal financial statements)
- Additional documentation required based on loan and collateral type
Lafayette Federal works with a wide range of businesses, including professional services firms, medical practices, retailers, contractors, nonprofits, property investors, and other small to mid-sized businesses. Our team will work with you to find financing solutions that align with your unique goals and industry needs.
A business line of credit provides flexible access to funds that can be used for working capital needs, inventory purchases, payroll expenses, managing seasonal fluctuations, unexpected expenses, or other day-to-day business operations.
A term loan provides a lump sum of funds with fixed repayment terms and is often used for major purchases, equipment, or business expansion. A line of credit provides ongoing access to funds that you can draw from as needed and repay over time, making it ideal for managing cash flow.
Yes. Refinancing may help your business secure more favorable terms, consolidate debt, improve cash flow, or access additional capital. Contact our Business Banking Team to discuss your options.
Yes. We offer SBA loan solutions designed to help businesses start, grow, acquire equipment, purchase real estate, refinance debt, and access working capital. Our team can help determine whether an SBA loan is the right fit for your financing needs.
Lafayette Federal combines competitive financing solutions with personalized service from experienced business banking professionals. We take the time to understand your business goals and provide customized lending options designed to support growth, improve cash flow, and help your business succeed. This relationship-focused approach allows us to serve as more than a lender. We’re a trusted financial partner invested in your long-term success.
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Back to top Disclosures
Lafayette Federal is an Equal Opportunity Lender. Approval based on creditworthiness, not all who apply will qualify.
Equal Housing Lender. NMLS#: 464425
