
Classic Car & Restoration Loans
Your one-stop shop to finance or fix your vintage vehicle.
Sometimes the best rides are classic.
At Lafayette Federal, we’ll help you turn back the hands of time with a vintage vehicle that’ll have you reminiscing about the good ol’ days.
Finance the vintage car of your dreams with great rates.
Whether you want to buy an antique car or fix up the one you already have, we’ve got something for all your classic car needs.
Flexible
We offer terms up to 120 months to finance or restore your vintage vehicle.
Affordable
Borrow up to 70% of the total cost of your restoration or classic car.
Member discounts
Get discounts just for being a Lafayette Federal member.
Great rates
With rates as low as 5.500%, you can buy the classic car you’ve been dreaming about.
Classic Vehicle Loans
Get an exceptionally low rate on any classic, antique, or vintage vehicle including…
- Exotic vehicles
- Hot rods
- Muscle cars
- Kit cars

Vehicle Restoration Loans
Borrow up to $50,000 towards your vehicle restoration or modification costs for kit cars, hot rods, muscles cars, and more!
Plus, our repayment terms vary with the age of the vehicle, and the interest rate will adjust accordingly.

Today’s rates
Term |
APR1 |
---|---|
1APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan-to-value. Loan-to-Value Requirements: Purchase: 70% of purchase price; Refinance: 70% of value. 2Valuation sources include, but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book and Old Cars Price Guide. The rates and terms shown are effective as of September 1, 2023. |
|
Term 60 Months |
APR1 5.500% |
Term 72 Months |
APR1 5.750% |
Term 84 Months |
APR1 6.000% |
Term 120 Months |
APR1 6.250% |
Term |
APR1 |
---|---|
1APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. The rates and terms shown are effective as of September 1, 2023. |
|
Term 60 Months |
APR1 8.000% |
Term 72 Months |
APR1 8.250% |
Term 84 Months |
APR1 8.500% |
Our members say the nicest things.
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I joined USAID (then AID) in 1963 and in 1964 became a Lafayette member. Lafayette financed our first new car and was our stateside account when we were in India. Later, our savings account with Lafayette provided the down payment on a house, and now our certs and checking account are part of our retirement. Keep up the great and friendly service!
Daniel S. Member
Ready to apply for a loan?
Monday-Friday 8:30am – 4:00pm
Audio Response 24/7
301-929-7990
1-800-888-6560 (toll-free)
Disclosures
Lafayette Federal is an Equal Opportunity Lender.