Business Banking Services
Solutions to streamline and optimize your business.
Let’s Get Down to Business
Your business needs more than a place to manage money. Lafayette Federal offers payment solutions, payroll services, ACH and wire services, and cash management tools that help you save time, improve efficiency, and focus on growing your business.
Solutions to Help Your Business Run Smarter
From managing cash flow to paying employees and serving customers, our Business Banking Services help simplify operations and save valuable time.
Payment & Cash Flow Solutions
Move money faster and manage cash with confidence.
- Payment Solutions (Merchant Services) with next business day transaction funding
- Remote Deposit Capture to deposit checks anytime, anywhere
- ACH & Wire Services to streamline your cash flow and reduce paperwork
- Cash Vault Services to save you trips to deposit cash at the bank
Payroll & Employee Solutions
Support your team while reducing administrative burden.
- Payroll Services customized to fit businesses of any size
- Direct Deposit to streamline employee payroll
- Tax Reporting & Withholding to help ensure accurate payroll processing & compliance
- W-2 Preparation to save your HR team time at year-end
- Credit Union Benefits for Your Team when you become a Select Employer Group (SEG) to support your employees’ financial wellness
Customer Loyalty Solutions
Build stronger customer relationships and drive repeat business.
- Branded Gift Card Programs to increase customer engagement and encourage repeat business
- Loyalty Programs designed to build strong relationships with customers
Explore More
Whether you’re looking for financing, rewards, or ways to maximize your savings, Lafayette Federal has the Business Banking Solutions to support your success.
Business Checking Accounts
Manage your cash flow with checking solutions for your everyday.
Business Savings Accounts
Make every dollar work harder with a savings account designed to grow with your business.
Business Credit Card
Increase your purchasing power with a Business Credit Card and earn travel rewards with no blackout dates on any airline!
Commercial Loans
Whatever your business goals may be, our flexible business lending solutions can help provide the financing your business needs.
Meet Your Business Banking Team
Having the right partner matters, get personalized support from Business Banking professionals who are committed to helping your business thrive.
Kevin Corey
Ready to Open Your Account?
Trusted by Local Businesses
We would recommend Lafayette because of the customer service and professionalism. It doesn’t matter what the issue or question is we can always find someone to assist us. If they cannot immediately come up with a solution they will take their time and find the right solution for us.
Earn Contractors, Inc.
Frequently Asked Questions
Lafayette Federal provides a range of services designed to help businesses operate more efficiently, including payment processing, payroll services, ACH and wire transfers, remote deposit capture, cash vault services, and customer loyalty solutions.
Our Business Banking Services are available to eligible businesses looking to streamline operations, improve cash flow management, and support business growth. If you’re not yet a member, you can join Lafayette Federal to access our business solutions.
Our Merchant Services allow you to accept credit card and electronic payments from customers. With next business day funding, you can access your funds quickly and improve cash flow.
Remote Deposit Capture allows you to deposit checks electronically without visiting a branch. This convenient service helps save time and gives you greater flexibility in managing your business finances.
ACH and Wire Services enable you to securely send and receive electronic payments. These services can help streamline payroll, vendor payments, and other business transactions while reducing paperwork.
Cash Vault Service helps businesses manage large amounts of cash more efficiently by providing convenient cash deposit solutions and reducing the need for frequent trips to the branch.
Yes. We offer payroll solutions tailored to businesses of all sizes, including payroll processing, direct deposit, tax reporting and withholding support, and W-2 preparation services.
Yes. Direct Deposit allows employees to receive their pay electronically, making payroll more efficient, secure, and convenient.
Our payroll solutions include tax reporting and withholding support to help simplify payroll administration and assist with accurate payroll processing requirements.
Businesses that become a Select Employer Group (SEG) can offer Lafayette Federal membership benefits to eligible employees, helping support their financial wellness through access to credit union products and services.
We offer Branded Gift Card Programs and Loyalty Programs that can help increase customer engagement, strengthen customer relationships, and encourage repeat business.
Businesses using our Merchant Services may be eligible for next business day transaction funding, providing faster access to sales proceeds.
You can contact a Business Development Officer at (240) 747-3174, schedule an appointment, visit a branch, or contact us online to discuss the solutions that best fit your business needs.
Yes. Lafayette Federal’s experienced Business Banking team provides personalized guidance and support to help your business find the right financial solutions and achieve its goals.
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