business people discussing paperwork

Business Services

Let’s get down to business.

Secure your finances and streamline your cash flow.

Our business accounts provide you with a Mastercard® Debit Card, free e-statements, and highly competitive rates.

Partner with a credit union that gets you.

At Lafayette Federal, you’re not just a business account, you’re our partner in business. Our services focus on helping you support your customers and employees with business solutions you can count on.

Graph class=”wrapper”>

Improve your company

Partner with a credit union you can rely on for great rates, exceptional service, and banking that boosts your bottom line.

Star class=”wrapper”>

Delight your customers

Keep your customers pleased with simple payment tools so they can purchase goods from you with confidence.

Giving class=”wrapper”>

Support your employees

Give your employees of peace of mind with great benefits, efficient payroll services, and fast deposits.

Work with us to manage your business.

We’ve helped countless business owners secure their finances, streamline their cash flows, and save time on banking. Here’s what we have to offer:

Payment Solutions

Increase the operational efficiency of your company with advanced payment technologies, and gain access to a personal representative for your merchant solutions. With this service, you can:

  • Improve your cash flow
  • Get next business day transaction funding
  • Accept customer’s debit or credit card payment through secure channels including POS (Point-of-Sale) systems, handheld devices, online payment portals, and more
man at cash register

Deposit Checks Anytime, Anywhere

Your time is precious — save it by depositing checks remotely. With Remote Deposit Capture, you can:

  • Receive a check-scanning device and make several deposits at once to your business account
  • Deposit checks via the Mobile App
  • Save trips to the bank and extend your banking day to make deposits until 7:00pm
  • Enjoy next business day funds availability
business owner depositing a check

Get Paid Faster

Help increase your cash flow with ACH and Wire services! You’ll eliminate the need for paper check transactions and reduce your exposure to fraud. With ACH and Wire services you can also:

  • Avoid writing checks and manage your cash efficiently
  • Pay vendors and employees
  • Set automatic electronic payments from your clients
  • Transfer from one person or bank account to another
  • Funds are available immediately in the recipient’s account upon receipts
  • Domestic and international wire services are available
oh mobile phone transfer money

Loyalty & Gift Card Promotions

We offer loyalty & gift card programs for your business. Increase the loyalty of your customers with one of our great programs. Gift cards are branded to your business!

loyalty gift card

Payroll Services

Save the cost of printing checks by offering Direct Deposit via our Payroll Services to your employees. Our services are available for any company size and customized to your needs. Payroll services also provide:

  • Access to a team of HR Generalists at your fingertips
  • Deposit of taxes and withholding
  • W-2 preparation
  • Year-end reporting and more

No more night deposits or trips to the bank after hours.

We bring the vault to you with Cash Vault Services so you can deposit your funds in a safe and secure way.

vault safe protection

Businesses LOVE banking with Lafayette Federal.

We would recommend Lafayette because of the customer service and professionalism. It doesn’t matter what the issue or question is we can always find someone to assist us. If they cannot immediately come up with a solution they will take their time and find the right solution for us.

Earn Contractors, Inc.

Have questions? We’re here to help!

Contact us to apply

Reach us at (240) 292-5670
Send an email to

Send Us Mail

Lafayette Federal Credit Union
2701 Tower Oaks Boulevard
Rockville, MD 20852

Visit a branch
Schedule an appointment