Youth & Student Finances

Buy now, pay later. Sounds great, right? The attraction of these services and plans is obvious: you can purchase something now and pay for it later, typically with installment payments over a set period. It’s become a very popular online shopping method for young people because it doesn’t require a credit card or even a…

Right now, there are two types of former college students who will soon be (if not already) repaying their student loans. The first are recent graduates (congratulations!), who, after graduating last spring are nearing the end of their six-month grace period on repaying federal student loans. The second are the millions of people who had…

You don’t have to be the smartest kid in class to know that getting a college degree is expensive. Today, more than half of all undergraduate students (or their families) borrow money to pay for books, tuition, college fees, and living expenses. According to U.S. News & World Report (USN), data submitted from over 1,000…

Preparing for college can be exciting, time-consuming, and even downright stressful. You likely have a lot on your plate with college applications, course selection, room/boarding, and so much more. As you embark on this new chapter, you’ll want to ensure you’re doing everything you can to set yourself up for success, especially when it comes…

We all want what’s best for our children. Parents and educators instill knowledge, values, and skills into young people from an early age, teaching everything from basic life skills to academic knowledge to character development. But what about finance skills? At its core, saving money is a fundamental habit that is crucial for achieving long-term…