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If you’re thinking about purchasing your very first home, congratulations! Purchasing a home is a huge milestone in your life and an oft-touted landmark of achieving the American dream. But deciding when you’re ready to purchase a home is a big decision, and saving the amounts needed for a down payment, closing costs, and other…
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Shredding your confidential documents is a secure and environmentally responsible way to safely dispose of sensitive information. From old bank statements and tax records to medical bills and credit card offers, shredding sensitive paperwork helps reduce the risk of identity theft and fraud while keeping your personal information out of the wrong hands. Many everyday…
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May 15, 2026 Mortgage rates don’t move in isolation. Economic trends, inflation, and even global events can all influence what borrowers see when shopping for a home loan. Right now, one of the biggest factors impacting rates is rising inflation tied to higher energy costs. Ongoing instability in the Middle East — particularly around the…
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Even before starting your home-buying journey, you’re probably already aware that the numbers aren’t just about the home’s purchase price and your down payment. There are dozens of smaller fees, expenses, credits, and adjustments in the real estate transaction that you need to account for. This is where the term “cash to close” comes into…
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What separates financially confident households from financially stressed ones? The relationship they have with credit. The difference isn’t about income, it’s about intention. Credit is one of the most powerful financial instruments available. Used strategically, it can accelerate wealth: helping you purchase a home that appreciates, smoothing your cash flow during investment cycles, or earning…
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Rockville, MD – Lafayette Federal Credit Union is pleased to announce the addition of Anthony Pica and Don Springer to its business banking team, reinforcing the credit union’s commitment to expanding and enhancing its commercial banking services. In their new roles, Pica and Springer will play critical parts in leading Lafayette Federal’s newly revamped business…
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Rockville, MD –Lafayette Federal Credit Union is proud to announce it has been named a 2026 Top Workplaces award winner by USA Today, a distinguished honor recognizing organizations nationwide for building exceptional, people-first workplace cultures. This is the third consecutive year Lafayette Federal has earned this distinction, reflecting its ongoing commitment to a strong, people‑first workplace culture. The USA Today Top…
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Fraud is constantly evolving, but so are we. At Lafayette Federal Credit Union, protecting your accounts isn’t just a priority, it’s a daily, coordinated effort across multiple teams, advanced technology, and real-time monitoring systems. Here’s a closer look at how we’re working behind the scenes to keep your money safe and what you can do…
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Washington, D.C. (04/08/2026) — The Washington Spirit announced a partnership with Lafayette Federal Credit Union today, naming Lafayette Federal the Official Credit Union of the Spirit. The agreement brings together two organizations deeply tied to the Washington, D.C. area looking to make an impact across the region. As part of the partnership, the Washington Spirit…
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If you are within five years of retirement and still financing a college education — or two — you are not alone. Millions of American parents find themselves caught between two of the largest financial obligations of their lives at the very same time. The good news is that with a clear-eyed strategy, you can…
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