National Financial Planning Month: Where Can Your Money Take You?
A financial plan can help you prepare for expected expenses, make progress toward important milestones, and feel more confident when unexpected things happen. Learn more
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Your 9-Step Guide to Homebuying
If you’re thinking about purchasing your very first home, congratulations! Purchasing a home is a huge milestone in your life and an oft-touted landmark of achieving the American dream. But deciding when you’re ready to purchase a home is a big decision, and saving the amounts needed for a down payment, closing costs, and other…
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The Beginner’s Guide to Credit Cards
Managing credit cards responsibly is crucial to establishing your credit history. Here’s what to know about opening credit cards and using them. Learn more
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Instant Payments: Get Your Money Faster
With our new Instant Payments feature, eligible payments from participating financial institutions can be sent directly to your Lafayette Federal account. Learn more
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Housing Market Update – September 2026
If you’re thinking about buying or refinancing a home, understanding today’s mortgage market—and knowing your options—can help you make a confident move. For prospective buyers, current higher borrowing costs can make it harder to afford a move—and they’re also influencing what’s happening with home prices and inventory across the country. So, what’s behind today’s mortgage…
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Six Ways to Boost Your Credit Score
Credit scores are a vital part of financial wellness, but getting and keeping a high score can be tough. Here are six ways you can start boosting your credit score today.
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National College Savings Month: How to Start Saving for Education
Whether you’re saving for a child, grandchild, or another loved one, starting with a clear strategy can help make future education costs feel more manageable. The good news is that you don’t need to have every detail figured out before you begin. Understanding your goals, exploring your savings options, and making education planning part of…
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Can You Work With Multiple Real Estate Agents at the Same Time?
When you’re buying a home, it can be tempting to think that working with several real estate agents will give you a huge advantage. More agents could mean more listings, more connections, and more chances of finding the right property, right? Well, not necessarily. While it’s technically legal to work with multiple agents in certain…
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How to Use a HELOC: Smart Ways to Leverage Your Home Equity
As you pay down your mortgage and your home’s value changes, you build equity that can potentially help you fund major expenses, consolidate debt, make improvements, or prepare for unexpected costs. One way to access that equity is through a Home Equity Line of Credit (HELOC). A HELOC is a revolving line of credit secured by your home. Unlike a traditional…
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Housing Market Update – August 2026
Mortgage rates have remained elevated in recent months, leaving many prospective homebuyers wondering when (or if) they’ll see meaningful relief. While rates can change quickly in response to economic and market conditions, several factors are currently keeping upward pressure on borrowing costs. So, what’s keeping rates from falling more quickly? There are a few key…
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