« Return to Blog

Managing Money & Credit

Recent Posts

How to Protect Your Finances While Traveling

Whether you’re a seasoned globetrotter or planning your very first international getaway, protecting your finances while traveling is essential. From card security to smart currency exchanges, financial missteps abroad can turn a dream trip into a logistical and emotional nightmare. Planning, being prepared before you leave home, and maintaining awareness of your financial activity while…

Read more

Summer Sense: Time for a Mid-Year Check-In on Your Financial Goals

The year is halfway through — are you where you planned to be financially? Don’t let your financial goals take a summer vacation. Success requires staying proactive and protecting your progress. A mid-year checkup is a smart way to make sure your financial resolutions don’t become little more than good intentions. Here are four steps…

Read more

How to Plan for Tuition Without Breaking the Bank

College is a major milestone—and often, one of the largest investments a family makes. With tuition costs steadily rising, both parents and students are increasingly seeking effective, smart, and savvy strategies to fund higher education. Fortunately, with careful budgeting, scholarship and grant exploration, smart use of savings plans, and thoughtful borrowing, it’s possible to successfully…

Read more

How to Build Wealth With Purpose: A beginner’s guide.

Whether you’re just starting your financial journey or looking to improve your financial stability, successfully building wealth begins with a purpose. The most successful strategies combine realistic goal setting, steady investing, and a personalized financial plan aligned with your goals and values. Here’s how you can get started, and how Lafayette Private Wealth, LFCU’s partnership…

Read more

Beat the Heat: Energy-saving tips for summer.

Summer is here, bringing longer days, warmer nights, and for many of us, higher electric bills. Thankfully, you have more control over your energy usage and monthly expenses than you might think. Here’s how some simple changes in appliances and daily routines can lead to significant savings.      

Read more

The Importance of Having Multiple Streams of Income

In today’s volatile economy, relying on a sole source of income is riskier than ever. Establishing multiple streams of income provides essential financial security and flexibility, benefiting individuals across all age groups and income levels. No matter your age or career stage, diversifying your revenue is important. It can significantly boost your financial health.  …

Read more

Understanding Retirement Accounts: IRAs vs. 401(k)s

Planning for retirement is important at any age. Knowing your options is a key step to achieving financial security. Two primary tools that can significantly impact your retirement readiness are Individual Retirement Accounts (IRAs) and 401(k) plans. Let’s look at the differences and the best ways to maximize employer contributions. We will discuss when to…

Read more
1 2 3 13