Since 2002, we’ve provided consumer and mortgage loans to low-income communities.
Lafayette Federal is committed to bettering the lives of those in need.
For over 85 years, we have sought to provide members with the necessary tools to achieve financial security and independence. From the beginning, we have continued to evolve to keep pace with the changing financial needs of our growing and diverse membership.
We believe everyone deserves a chance at financial success.
By providing $375 million in consumer and mortgage loans to low-income communities for over 20 years, we have remained dedicated to offer funding for life necessities, including housing, vehicles, and credit cards.
Low income shouldn’t disqualify you from obtaining a loan.
At Lafayette Federal, we look at other important factors to help qualify individuals for specific lending programs we offer.
If you’re interested in our programs, contact us. We’re more than happy to help and support our members!
Our members say the nicest things.
I joined LFCU when I was 16 years old as a dependent of a USAID foreign service officer. I opened my first savings account with money earned from part-time jobs. Since then there have been a lot of firsts with Lafayette including my first checking account, car loan and mortgage application. In a relationship that has spanned almost 4 decades, the country and the world, LFCU has supported me and my family with all of our financial needs. Thanks LFCU, I think I’ll be staying for life!
Joanne M. Member for over 40 Years
Explore our blog for practical tips and advice on how to achieve more, stress less, and improve your financial health.
Estate Planning: Ensuring your legacy and family’s future.
What do roughly two-thirds of Americans have in common with rich and famous people, including Martin Luther King, Jr., Aretha Franklin, Abraham Lincoln, Kurt Cobain, Pablo Picasso, Stieg Larsson, Diana Spencer, Princess of Wales, and Howard Hughes? They don’t have a will. Settling the estates of these people took years—some even took decades—and in the…
Future-Proof Your Finances: Strategies for building emergency funds.
Peace of mind. It is something we all want. If the past few years have taught us anything it’s that circumstances can change quickly, and when they do, it’s good to have a plan. It’s even better to have an emergency fund at your disposal, so you can put that plan into action while you…
A certificate of deposit (CD) and a share certificate are similar financial products that can safely and securely help you achieve your financial goals. Both offer guaranteed returns with minimal risk (and usually without fees). A certificate works like a savings account but there are crucial differences: Deposits are usually a single lump-sum. Deposits are…
At Lafayette Federal, we want to provide you the tools you need to achieve more financially. Learning how your money works is the first step to saving more and reaching your long-term goals with confidence.