Business Fees

Rates Sections

Business Banking Fees Business Banking Fees

Business Banking Fees

Business Account Fees

Account Feature

Business Basic

Business Performance

Account Feature

Account Closure

Business Basic

$25 if closed within 6 months of account opening

Business Performance

$25 if closed within 6 months of account opening

Account Feature

Account Research

Business Basic

$25 per hour (or fraction thereof)

Business Performance

$25 per hour (or fraction thereof)

Account Feature

Account Verification

Business Basic

$20 each

Business Performance

$20 each

Account Feature

ACH Platform Services

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

ACH Stop Payment

Business Basic

$25 each

Business Performance

$25 each

Account Feature

ATM Withdrawals (non-LFCU owned ATMs)

Business Basic

5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs)

Business Performance

5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs)

Account Feature

Attachment (tax levy, garnishment)

Business Basic

$75 each

Business Performance

$75 each

Account Feature

Bad Address on Account

Business Basic

$10 per month

Business Performance

$10 per month

Account Feature

Business Cash/Coin Order Fee

Business Basic

$5 per order

Business Performance

N/A

Account Feature

Business Deposit Tickets & Stamp

Business Basic

Prices vary on style

Business Performance

Prices vary on style

Account Feature

Cashier’s Check

Business Basic

$5 each

Business Performance

$5 each

Account Feature

Check Photocopy

Business Basic

$2 each; free if member retrieves via Online Banking

Business Performance

$2 each; free if member retrieves via Online Banking

Account Feature

Check Stop Payment

Business Basic

$25 each

Business Performance

N/A

Account Feature

Debit Card Replacement

Business Basic

Excessive (more than 2 per calendar year): $10 each

Instant Issue (in person at a participating branch location): $10 each

Business Performance

Excessive (more than 2 per calendar year): $10 each

Instant Issue (in person at a participating branch location): $10 each

Account Feature

Dormant Account Fee

Business Basic

$10 per month

Business Performance

$10 per month

Account Feature

Escheatment Fee

Business Basic

$50

Business Performance

$50

Account Feature

Failure to maintain minimum Share Savings balance

Business Basic

$10 per month

Business Performance

$10 per month

Account Feature

Foreign Transaction Fee

Business Basic

2%

Business Performance

2%

Account Feature

Monthly Maintenance Fee

Business Basic

$5 (waived with $500 minimum average daily balance)

Business Performance

$20

Account Feature

Non-Member Check Cashing

Business Basic

$10 per check

Business Performance

$10 per check

Account Feature

NSF or ACH Item Return (Check, ACH, ATM overdraft)

Business Basic

$30 each

Business Performance

$30 each

Account Feature

Overnight Mail Delivery

Business Basic

Current fee set by shipping provider (USPS, FedEx, Overnight) at the time of mailing.

Business Performance

Current fee set by shipping provider (USPS, FedEx, Overnight) at the time of mailing.

Account Feature

Payroll/Merchant Services

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

Per Item Charge

Business Basic

$0.35 per item after 50

Business Performance

N/A

Account Feature

Remote Deposit Capture

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

Returned Bill Pay Item

Business Basic

Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee)

Business Performance

Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee)

Account Feature

Returned Deposit Item

Business Basic

$25 each

Business Performance

$25 each

Account Feature

Statement Photocopy

Business Basic

$3

Business Performance

$3

Account Feature

Stop Payment (Personal Check/Cashier’s Check)

Business Basic

$25 each

Business Performance

$25 each

Account Feature

Wire Transfers

Business Basic

Incoming: $15 each

Outgoing: $25 each (domestic)

$40 each (foreign)

Business Performance

Incoming: $15 each

Outgoing: $25 each (domestic)

$40 each (foreign)