Business Fees

Rates Sections

Business Banking Fees Business Banking Fees

Business Banking Fees

Business Account Fees

Account Feature

Business Basic

Business Performance

Account Feature

ACH Platform Services

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

Payroll/Merchant Services

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

Remote Deposit Capture

Business Basic

Contact for proposal

Business Performance

Contact for proposal

Account Feature

Opening Deposit

Business Basic

$100

Business Performance

$1,000

Account Feature

Minimum Balance

Business Basic

$50

Business Performance

$50

Account Feature

Monthly Maintenance Fee

Business Basic

$5 (waived with minimum $500 average daily balance)

Business Performance

$20

Account Feature

Per Item Charge

Business Basic

$0.35 per item after 50

Business Performance

N/A

Account Feature

Business Account Research Fee

Business Basic

$30 per hour

Business Performance

$10 per hour

Account Feature

Business Cash/Coin Order Fee

Business Basic

$5 per order

Business Performance

N/A

Account Feature

Business Deposit Tickets & Stamp

Business Basic

Prices vary on style

Business Performance

Prices vary on style

Account Feature

Account closure

Business Basic

$25 if closed within 6 months of account opening

Business Performance

$25 if closed within 6 months of account opening

Account Feature

Account Research

Business Basic

$30 per hour (or fraction thereof)

Business Performance

$10 per hour (or fraction thereof)

Account Feature

Account Verification

Business Basic

$20 each

Business Performance

$20 each

Account Feature

ACH Stop Payment

Business Basic

$25 each

Business Performance

$25 each

Account Feature

ATM Withdrawals

Business Basic

5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs)

Business Performance

5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs)

Account Feature

Attachment (tax levy, garnishment)

Business Basic

$75 each

Business Performance

$75 each

Account Feature

Bad Address on Account

Business Basic

$10 per month

Business Performance

$10 per month

Account Feature

Cashier’s Check

Business Basic

$8 each

Business Performance

$8 each

Account Feature

Cashier’s Check Stop Payment

Business Basic

$25 each

Business Performance

N/A

Account Feature

Check Photocopy

Business Basic

$2 each; free if member retrieves via Online Banking

Business Performance

$2 each; free if member retrieves via Online Banking

Account Feature

Check Stop Payment

Business Basic

$25 each

Business Performance

N/A

Account Feature

Dormant Account Fee

Business Basic

$20 per month

Business Performance

$20 per month

Account Feature

Excessive Money Market Withdrawals

Business Basic

$20

Business Performance

$20

Account Feature

Excessive Preferred Savings Account Withdrawals

Business Basic

N/A

Business Performance

N/A

Account Feature

Excessive Premier Savings Account Withdrawals

Business Basic

N/A

Business Performance

N/A

Account Feature

Failure to maintain minimum Share Savings balance

Business Basic

$10 per month

Business Performance

$10 per month

Account Feature

Foreign Transaction Fee

Business Basic

2%

Business Performance

2%

Account Feature

Loan Late Payment

Business Basic

5% of payment amount due

Business Performance

5% of payment amount due

Account Feature

Mastercard® Late Payment

Business Basic

$35 per month

Business Performance

$35 per month

Account Feature

NSF or Returned Item (Check, ACH, ATM overdraft)

Business Basic

$30 each

Business Performance

$30 each

Account Feature

Non-Member Check Cashing

Business Basic

$10 per check

Business Performance

$10 per check

Account Feature

Overnight Mail Delivery

Business Basic

$18 each

Business Performance

$18 each

Account Feature

Online Banking Checks

Business Basic

$5 each

Business Performance

$5 each

Account Feature

Online Bill Pay

Business Basic

$5 per month

Business Performance

N/A

Account Feature

Share Savings Withdrawals

Business Basic

4 free each month, $1 each additional

Business Performance

4 free each month, $1 each additional

Account Feature

Replacement ATM/Debit Card

Business Basic

$15 each

Business Performance

$15 each

Account Feature

Replacement ATM/Debit PIN

Business Basic

$5 each

Business Performance

$5 each

Account Feature

Returned Deposit Item

Business Basic

$25 each

Business Performance

$25 each

Account Feature

Returned Bill Pay Item

Business Basic

Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee)

Business Performance

Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee)

Account Feature

Short-Term Account History

Business Basic

$5.00 each

Business Performance

$5.00 each

Account Feature

Skip a Payment

Business Basic

10% of full payment per loan

Business Performance

10% of full payment per loan

Account Feature

Statement Photocopy

Business Basic

$3

Business Performance

$3

Account Feature

Treasury Tax & Loan Payments

Business Basic

$25 each

Business Performance

$25 each

Account Feature

Wire Transfers

Business Basic

Incoming: $15

Outgoing: $25 ea. (domestic)

$40 ea. (foreign)

Business Performance

Incoming: $15

Outgoing: $25 ea. (domestic)

$40 ea. (foreign)