Save up to $1,217 with Lafayette FCU auto loans¹

$1,217 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 5.50% APR compared to 6.95% APR for the National market average over the life of a $30,000 auto loan over 60 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: New Auto - 60 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU share certificate rates up to 148% higher¹

148% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 4.28% APY compared to 1.73% APY for the National market average over the life of a 4 year certificate of deposit (CD) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: 4 Yr CD - $10k - APY=Annual Percentage Yield

Save up to $324 with Lafayette FCU credit cards¹

$324 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 12.90% APR compared to 15.05% APR for the National market average based upon a $5,000 average daily balance over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: Credit Card Classic - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU IRA rates up to 704% higher¹

704% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 4.28% APY compared to 0.53% APY for the National market average over the life of a liquid individual retirement account (IRA) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: IRA - Liquid - $10k - APY=Annual Percentage Yield

Save up to $317 with Lafayette FCU unsecured loans¹

$317 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 9.99% APR compared to 11.23% APR for the National market average over the life of a $15,000 unsecured loan over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: Unsecured - 36 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Routing Number: 254074811

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Personal Certificate Rates

Rates Sections

Certificates

Fixed-Rate Certificates Fixed-Rate Jumbo Certificates Variable-Rate Certificates IRA Fixed-Rate Certificates IRA Variable-Rate Certificates

Certificates

Fixed-Rate Certificates
Fixed-Rate¹	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits! Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. ³7-month term Fixed-Rate Certificates are not available as an IRA. The rates and terms shown are effective as of March 1, 2025.
Fixed-Rate¹ 7-month term³	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 1-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 2-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 3-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 4-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 5-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%

Fixed-Rate Jumbo Certificate Accounts
Fixed-Rate Jumbo¹	Min. to Open	Min. to Earn APY¹	Dividend	APY²
¹Valid on new or existing money. Fixed-Rate Jumbo Certificates are not available as an IRA. Early withdrawal penalties may apply. Certificates will automatically renew upon maturity for the same term at the standard certificate dividend rate unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Minimum to open a Fixed-Rate Jumbo Certificate is $100,000.00. No maximum certificate amount. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Fixed-Rate Jumbo¹ 1-year term	Min. to Open $100,000	Min. to Earn APY¹ $100,000	Dividend 4.25%	APY² 4.33%
Fixed-Rate Jumbo¹ 2-year term	Min. to Open $100,000	Min. to Earn APY¹ $100,000	Dividend 4.25%	APY² 4.33%
Fixed-Rate Jumbo¹ 3-year term	Min. to Open $100,000	Min. to Earn APY¹ $100,000	Dividend 4.25%	APY² 4.33%
Fixed-Rate Jumbo¹ 4-year term	Min. to Open $100,000	Min. to Earn APY¹ $100,000	Dividend 4.25%	APY² 4.33%
Fixed-Rate Jumbo¹ 5-year term	Min. to Open $100,000	Min. to Earn APY¹ $100,000	Dividend 4.25%	APY² 4.33%

Variable-Rate Certificates
Variable-Rate¹	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Variable-Rate¹ 18-month term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.60%	APY² 3.66%
Variable-Rate¹ 3-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.50%	APY² 3.56%
Variable-Rate¹ 5-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.20%	APY² 3.25%

IRA Fixed-Rate Certificate
Fixed-Rate¹	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Fixed-Rate¹ 1-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 2-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 3-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 4-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 5-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%

IRA Variable-Rate Certificate
Variable-Rate*	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Variable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Variable-Rate* 18-month term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.60%	APY² 3.66%
Variable-Rate* 3-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.50%	APY² 3.56%
Variable-Rate* 5-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.20%	APY² 3.25%