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Please be advised that Lafayette Federal will be closed on Tuesday, July 4th in observance of Independence Day. Members may access their accounts 24/7 via Online Banking or our Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Disclosures

Please be aware of our account agreement and disclosures, and enjoy the benefits of credit union membership, including:.

  • Lower lending rates
  • Higher dividend rates
  • Fewer or lower fees

We offer free access to thousands of ATMs nationwide.

Visit any of our eight convenient branches in Maryland, Virginia and Washington, D.C., including:

  • • Crystal City, VA
  • • Kensington, MD
  • • Potomac, MD
  • • Falls Church, VA
  • • McLean, VA
  • • Washington, D.C.

Or visit a shared branch — there's at least one in every state!

Join Today!

Please be aware of the following account agreements and disclosures.

Membership

Account Agreement & Full Account Disclosure Brochure
Membership and Account Agreement
Patriot Act Disclosure
Regulation CC Funds Availability Disclosure
Expulsion of Members for Non Participation

Accounts

Share Savings Truth-in-Savings Terms & Conditions Disclosure
Checking Account Truth-in-Savings Terms & Conditions Disclosure
Money Market Account Truth-in-Savings Terms & Conditions Disclosure
Preferred Savings Truth-in-Savings Terms & Conditions Disclosure
Premier Savings Truth-in-Savings Terms & Conditions Disclosure
Certificate/IRA Certificate Truth-in-Savings Terms & Conditions Disclosure

Electronic Services

ATM & Access Card Cardholder Agreement
Consumer's Liability for Unauthorized Use of ATM Card, Access Card or Audio Response PIN
Audio Response PIN Agreement
Audio Response Instructions
Courtesy Pay Privilege Disclosure
About Wire Transfers
Electronic Funds Transfers Agreement & Disclosure
Types of Electronic Transfers Available Through the ATM, Access Card and Audio Response
Mobile Agreement
Consent to Electronic Records
Opt-Out of Electronic Statements
In Case of Errors or Questions About Electronic Transfers

Privacy

Privacy Policy
Internet Privacy Policy
Disclosure of Account Information to Third Parties

Lending

Home Mortgage Disclosure Act Notice
Mastercard® Gift Card Term & Conditions
In Case of Errors or Inquiries About Your Statement of Loan Account

  • atm-debit-card

    Stop carrying around cash and upgrade to a Mastercard® Credit Card.


    Safe, convenient, customizable

  • woman in new car

    Leave car buying stress in the dust with Lafayette Federal! Learn how to maximize your savings.

    Find out how to save time and money

  • First Trust Mortgages

    If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

    Rates as low as 2.998% APR*