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Easy Eligibility Through HOFLC

Become a member of HOFLC with a one-time $10 membership fee

Membership eligibility just got better.

Becoming eligible for a credit union shouldn’t be hard. That’s why we offer you the ability to become a member through the Home Ownership Financial Literacy Council (HOFLC). Open to all Americans from Florida to Alaska, The Home Ownership Financial Literacy Council (HOFLC) is the go-to resource for all things home ownership.

How To Join Through HOFLC

Joining Lafayette Federal through HOFLC is easy, and only takes a few minutes with three simple steps.

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Make Home Ownership a Reality and Become a Member of HOFLC

Learn more at the Home Ownership Financial Literacy Council website.

Become a Member

What is HOFLC?

The traditional realms of joining a credit union just got a lot better. HOFLC members get exclusive access to home buying guides, credit modules, and more!

The Home Ownership Financial Literacy Council

The Home Ownership Financial Literacy Council (“HOFLC”) is a non-profit corporation created to provide its members with the necessary tools to successfully navigate the path of home ownership. Whether you are a first-time home buyer, veteran or homeowner looking to refinance, HOFLC has the resources to help you make an informed decision.

Home Ownership Financial Literacy Council

Financial Education Resources Tailored For You

As a member of HOFLC you get

  • Loan Document Explainer
  • Closing Disclosure Explainer
  • Featured VA Benefits
  • Articles from reliable resources
  • Calculators to help you plan to the penny
  • Training webinars from industry experts (Coming soon!)
  • Videos from professionals in the industry

About Lafayette Federal Credit Union

We serve, support, and empower our members by understanding their financial needs, delivering products and services to achieve their financial goals and offering solutions to assure their financial well-being.From the highest dividend checking accounts in the nation to the lowest interest rates on auto loans, credit cards and more.

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Earn more with our High Yield Savings Account.

There’s more to saving money. That’s where the Lafayette Federal Premier Savings and Preferred Savings accounts come in. Earn up to 4.99% APY¹ on balances up to $50,000.

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Speak with a local Member Service Representative

Call us: 1 (800) 888-6560

Representatives are available 24/7 to assist you.

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.