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Earn Cash Rewards to Save and Pay Off Debt

Powered by Debbie + Lafayette Federal Credit Union

Welcome to the Credit Union!

You’re part of an incredible community that thrives on conquering financial obstacles and striving for a better financial future. That’s why we’ve teamed up with Debbie to offer you the chance to seize control of your financial independence.

We Hear You, We See You!

Access to a credit union that cares about you shouldn’t be based on your credit score or your income. At Lafayette Federal Credit Union we know how important it is for everyone to have access to financial services from a credit union you trust.

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The Power of Using Debbie

See all of the ways Debbie can help you take more control over your finances.

Join Lafayette Federal – It’s Free!

We are excited to have you as a potential member of the credit union and can’t wait to meet you.

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Get paid to pay off debt and save

Earn cash rewards for paying credit card bills on time, adding to savings, and paying down debt.

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Get personalized tips to build better money habits

You can track your debts and savings all in one place. Helping you to visualize your money progress and upcoming debt payments.

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Qualify for reduced interest rates

Credit unions traditionally have lower interest rates than banks. While banks take care of their share holders, we give back to our members in the form of low-interest loans and high-yield checking and savings accouns.

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About Lafayette Federal Credit Union

Since 1935, Lafayette Federal has been providing members with the means to achieve financial security and independence. Each year, we have built upon our accomplishments to remain one of the premier financial institutions in the DC Metro area, resulting in national recognition from industry leaders.

Make Lafayette Federal Your Credit Union for Life

We serve, support, and empower our members by understanding their financial needs, delivering products and services to achieve their financial goals and offering solutions to assure their financial well-being. Offering some of the top high-yield accounts in the nation to the lowest interest rates on auto loans, credit cards and more.


Membership open to everyone, nationwide.

Joining Lafayette Federal is easy and simple. Plus, you can earn money for each product or service you open with us.

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Live in the Washington, DC Metro Area

Live, work, worship, or attend school in the Washington, D.C. metro area? Learn how you could be eligible.

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Outside of Washington, DC Metro Area

Live outside of the Washington, D.C. metro area? No problem! Get a lifetime Home Ownership Financial Literacy Council (HOFLC) membership for only $10, and you’re automatically eligible for membership at Lafayette Federal

Frequently Asked Questions

Joining Lafayette Federal is easy and simple. If you live outside of the Maryland, Virginia, or Washington, D.C. area you can join the credit union through the Home Ownership Financial Literacy Council (HOFLC) or the American Consumer Council. Once you receive your documentation, provide it to one of our member engagement specialists during the account opening process.

Anyone who lives or works in Potomac, Maryland; Maryland, Washington, D.C.; or has a family member who is a current member, or whose employer is a current partner is eligible to join.

Debbie is where you start your journey to financial freedom. This is the program that guides, motivates, and rewards you for saving and paying off debt! Debbie users have paid off 3x more debt than the average borrower, as well as saved around $100/month on average. Do you want to be part of this elite crowd?

At the core of Debbie is a psychology-based financial program, where we help you understand your money mindset, set goals, track your progress, and earn rewards when you reach milestones! Each part of the Debbie program will help you gain the knowledge and tools to upgrade your habits, build your emergency fund, stay out of debt forever, and build wealth.

Debbie is a complimentary benefit offered to LFCU members. If you do not yet have an LFCU account, you can open one today to get free access to Debbie!

Not finding what you’re looking for? Contact us

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Debbie’s mission is to help you build positive financial habits.

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