Start with $200 in Your Pocket!¹

$200 Checking Account Bonus Offer

¹Lafayette Federal membership is required. Offer is valid in-branch at the Fallsgrove Financial Service Center from February 1, 2025 through April 30, 2025. Member must open a Lafayette Federal checking account, debit card, online banking, and set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month to receive the $200. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $200 will be deposited within 90 days of account opening. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances. Rates effective as of January 1, 2025. Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

Home Equity Line of Credit Disclosure

²Offer is valid February 1, 2025 through April 30, 2025. Credit valid on a Lafayette Federal HELOC only. Lafayette Federal membership is required. Loan approval subject to credit evaluation. Home Equity Lines of Credit are secured by your home. If you’re paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation. $50 minimum balance required to open and earn 0.10% APY (APY=Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on checking balances over $25,000. Rates effective as of January 1, 2025. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.​​

Mortgage Disclosure

³Offer is valid February 1, 2025 through April 30, 2025. Credit valid on a Lafayette Federal mortgage loan only. Lafayette Federal membership is required. Loan approval subject to credit evaluation. Rates and terms subject to change without notice. Loan approval subject to credit evaluation. $50 minimum balance required to open and earn 0.10% APY (APY=Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on checking balances over $25,000. Rates effective as of January 1, 2025. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.​

⁴Valid on purchases only. Guaranteed to close within 30 days of application or scheduled contract date, whichever is later. Guarantee is void if delay is caused by a member or party other than Lafayette Federal. $250 closing cost credit will be issued for each day beyond the eligible deadline ($2,000 maximum applies). Other restrictions may apply.​

Certificate Disclosure

⁵APY= Annual Percentage Yield. ⁶Lafayette membership required. Offer is valid February 1, 2025 through April 30, 2025 and applies to a fixed-rate xx-month Shore Certificate only. Upon maturity, the promotional certificate will automatically roll into o 1-year certificate with the regular rate in effect at that time unless otherwise stipulated by the member. Dividends are compounded and paid monthly on the first day of the next dividend period. IRAs are excluded from offer. Early withdrawal penalties will apply. Minimum to open a certificate is $500; maximum aggregate promotional certificate balance is $100,000 per member across all membership accounts. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. $50 minimum balance required to open and earn 0.10% APY (APY=Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on checking balances over $25,000. Rates effective as of January 1, 2025. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.​

⁷​Based on the national average for comparable deposit account rates as published in the FDIC Weekly National Rates and Rate Caps as of January 14th, 2025.

​Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.