Save up to $925 with Lafayette FCU auto loans¹

$925 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 5.50% APR compared to 6.41% APR for the National market average over the life of a $30,000 auto loan over 72 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2026Comparison Product: New Auto - 72 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU share certificate rates up to 96% higher¹

96% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 3.61% APY compared to 1.84% APY for the National market average over the life of a 4 year certificate of deposit (CD) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2026Comparison Product: 4 Yr Certificate - $10k - APY=Annual Percentage Yield

Save up to $457 with Lafayette FCU credit cards¹

$457 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 11.65% APR compared to 14.70% APR for the National market average based upon a $5,000 average daily balance over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2026Comparison Product: Credit Card Classic - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU IRA rates up to 633% higher¹

633% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 3.76% APY compared to 0.51% APY for the National market average over the life of a liquid individual retirement account (IRA) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2026Comparison Product: IRA - Liquid - $10k - APY=Annual Percentage Yield

Save up to $514 with Lafayette FCU unsecured loans¹

$514 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 8.99% APR compared to 11.02% APR for the National market average over the life of a $15,000 unsecured loan over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2026Comparison Product: Unsecured - 36 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Routing Number: 254074811

ATMs Nearby Login

Search our site

What are the rates and fees for Business Basic Checking Accounts?

Business Basic Checking
Business Basic Checking	N/A
¹Lafayette Federal Business Basic account holders can waive the $5 monthly fee by meeting just one of the following criteria: (1) Maintain an average monthly checking balance of $500 or greater (2) Open a Lafayette Federal Business Credit Card or Line of Credit (3) Use one or more Lafayette Federal Business Service products (Remote Deposit Capture, ACH SmartPay, Paychex Payroll, or FirstData Merchant Services)
Business Basic Checking Minimal Opening Balance	$100
Business Basic Checking Monthly Maintenance	$5 or $0¹
Business Basic Checking Transactions	First 50 Free
Business Basic Checking Dividend Returns	Dividends on Certificate products
Business Basic Checking Per Item Charge	$0.35 per item after 50 items
Business Basic Checking Bill Pay	$5.00

Still need help?

Call us

Monday-Friday 8:30am – 4:00pm
Audio Response 24/7
301-929-7990
1-800-888-6560 (toll-free)

Email us

Send us a message

Visit a branch

Schedule an appointment