¹APY=Annual Percentage Yield. ²Plus cost of check style selected. Dividends are compounded and paid monthly on the first day of the next dividend period. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.

2 Day Early Pay Disclosure
³Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and standard fraud prevention screening. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Early access is available for personal accounts only, and is offered at the discretion of the Credit Union. We reserve the right to cancel the service at any time without notice. Dividends will begin to accrue on the day early pay funds are received.

$150 Checking Account Bonus Offer

⁴Lafayette Federal membership is required. Offer is valid from February 1, 2025 through December 31, 2025. Lafayette Federal will match the required par value by depositing $50 into the checking account at account opening. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible.⁵ To receive an additional $100, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $100 will be deposited within 90 days of account opening. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.

$100 Checking Account Bonus

^⁶Lafayette Federal membership is required. Offer is valid through December 31, 2025. Member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $100 will be deposited within 90 days of verification of member’s initial QDD. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances.

Prize Drawing Disclosures

Offer valid in-branch at the Lafayette Federal Fallsgrove Financial Service Center only. To enter prize drawings, you must visit the branch and provide your name, phone number, and email address to be eligible. Maximum of one entry per day permitted with a limit of 6 entries per week. Must be at least 18 years old. ¹Weekly drawings: Offer runs from March 3, 2025 through May 3, 2025. Lafayette Federal membership is not required. Retail gift cards are valued at $200. Drawings will be held each Monday for all previous week’s entries. ²Grand prize drawing: On Monday, May 5, 2025 Lafayette Federal will conduct a random drawing from all qualified entries submitted from March 5, 2025 through May 3, 2025. Grand prize winner must establish Lafayette Federal membership. Lafayette will fund $500 towards a 5-year variable-rate certificate. Early withdrawal penalties may apply. Rates subject to change without notice. Certificate will automatically renew into a 5-year variable-rate certificate upon maturity unless otherwise stipulated by the member. Certificate Account dividends are compounded and paid monthly on the first day of the next dividend period. List of winners will be maintained at the Norman Cohen Building of Lafayette Federal Headquarters. Lafayette Federal will notify prizewinners personally by either telephone or email. It shall be the responsibility of entrants to provide a valid telephone number and email address with their entry submission in order to be eligible to collect the prize. Lafayette Federal Credit Union employees, family members, and volunteers are not eligible. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances. Rates effective as of March 1, 2025. Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

​Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.