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If you’ve been affected by a natural disaster, we're here to help. Our sincere thoughts and condolences go out to the countless individuals impacted. If you are one of those personally affected, please contact us at 240-292-5356 or Lafayette-AssetRecovery@lfcu.org to discuss how we can possibly assist.
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Serving members worldwide since 1935.

Direct Deposit

  • Earn dividends
  • Receive free Online Bill Pay
  • Receive loan discounts

Get access to your funds faster with direct deposit to your checking account.

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Send your paycheck directly to your checking account.

Why set up direct deposit?

Have all or part of your paycheck sent directly to the credit unionOpens in New Window each payday. Direct deposit allows you to earn dividends on your funds immediately and you don't have to drive to the branches to deposit. Also, members who use direct deposit may be eligible to receive a rate discount on certain products*:

  • Mortgage loans
  • Consumer loans
  • FREE Online Bill Pay

Don't Have a Checking Account?

Open a checking account with us and enjoy these benefits:

  • No minimum balance requirements
  • No monthly maintenance fees
  • Dividends
  • Surcharge-free ATMs
  • Overdraft protection
  • Mastercard® debit card

Have Questions?

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*Qualified Direct Deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency.
  • fall rate increase mini news ad

    We've further increased our nation-leading deposit rates! Reach your goals with Lafayette Federal.

    Earn more, stress less.

  • couple smiling looking at statement mini news ad

    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

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    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide