Free CURewardsOpens in New Window — earn points towards merchandise and travel on every dollar you spend!
If you need to report a lost/stolen Mastercard® credit card‚ please call (800) 449-7728. Cardholders outside the U.S. can call +1 (636) 722-7111 collect in the event of an emergency, or refer to Mastercard SupportOpens in New Window. If you have any questions‚ please call us at (301) 929-7990 or (800) 888-6560 or email us at firstname.lastname@example.org.
If you need to reset your PIN on your Mastercard credit card, call (888) 886-0083 from within the U.S. If you're out of country, you can email us. (Please indicate that your message is regarding Mastercard® for prompt service.)
Immediately notify us of the unauthorized use by calling (800) 449-7728. if you are outside of the U.S., please call +1 (636) 722-7111 collect. An affidavit will be mailed to the address on record and must be returned per the enclosed instructions. Transactions must be reported within 60 days of the statement period in which the transaction occurred.
24-Hour Cardholder Service
For 24-hour Cardholder Service, please call (866) 820-2904.
New cardholders receive 50,000 reward points if you make $5,000 in purchases within the first 90 days you have your card. If your spending falls short of that mark, but you spend at least $2,500 within the first 90 days, you’ll get 20,000 points. (Ordinarily, you earn one point for each dollar you spend.)
Apply your rewards points towards a variety of items, experiences, and more via the CURewards Store.
Another exciting feature is the FREE Travel Accident Insurance (up to $1‚000‚000) you automatically receive when you use the card to purchase tickets for travel on planes, ships, trains and other common carriers.
And with our Platinum card there is even more — the Mastercard® Family of Services which includes Mastercard® Global Service, Baggage delay insurance, Extended warranty, Hotel/motel burglary insurance, Lost or damaged luggage insurance, and Purchase assurance.
Effective Jun 1, 2021
|Charges & Fees||Terms|
|Purchase, Balance Transfer and Cash Advance APR*||8.15%-18.00% When you open your account, determined by your credit worthiness.1 After that, APR will vary with the market based on the Prime Rate and a margin determined by credit history.|
|How to Avoid Paying Interest on Purchases||LFCU allows you 25 days to make a payment for charges of merchandise and/or services. When the billing cycle beginning balance is $0.00 you avoid paying interest.|
|Minimum Finance Charge||There will be up to a $1.00 minimum finance charge assessed.|
|For Credit Card Tips from the Consumer Financial Protection Bureau||To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://www.consumerfinance.gov/learnmore|
|Balance Transfer Fee||3% of each balance transferred, or $30.00, whichever is greater.|
|Cash Advance Fee||Either $2.00 or 2% of the amount of each cash advance, whichever is greater.|
|Foreign Transaction Fee||None.|
|Late Payment Fee||Up to $25.00|
|Over the Credit Limit Fee||None.|
|Returned Payment Fee||Up to $25.00 will be assessed and added to your balance if the minimum payment is not received within 5 days following the payment due date.|
|Card Replacement Fee||Up to $5.00|
|Balance Computation Method||Average Daily Balance|
Once you complete the secure registration process, you may set notifications for transaction types and dollar amounts regarding:
Use Apple Pay™, Google Pay™, or Samsung Pay™ with your compatible device to pay in stores without swiping your cards and in apps without entering payment and contact information.
With these payment methods, instead of using your actual credit and debit card numbers when you add your card, a unique Device Account Number is assigned, encrypted and securely stored. And when you make a purchase, the Device Account Number alongside a transaction-specific dynamic security code is used to process your payment. So your actual credit or debit card numbers are never shared with merchants or transmitted with payment.
To get started, simply download your respective app, and enter the requested information. You will then be prompted to call the phone number that appears to validate your card and complete the enrollment process. This process will take 5 to 10 minutes to complete, and you will be asked to verify your most recent transaction (so have that handy). After the merchant name and amount is provided, your card will be verified.
For additional information, visit the links below:
Masterpass is a digital wallet that simplifies the checkout process across all of your purchases online, in-app, and in-store with one secure account. To get started, simply register online and load your Lafayette Federal Mastercard credit or debit card.
Store your cards and shipping information so you can easily shop online, in-app, and at over a million store locations from one secure account.
Regular Mastercard® payments can be mailed to:
P.O. Box 71050
Charlotte‚ NC 28272-1050
Overnight payments must be sent to:
560 Carillon Pkwy.
St. Petersburg‚ FL 33716
Please make your check payable to Lafayette Federal Credit Union and write your credit card account number in the message line.
If you have questions or wish to dispute a charge‚ please call (800) 654-7728 or send a letter to:
P.O. Box 31112
Tampa‚ FL 33631-3112
To add an Authorized User to your Lafayette Credit Card please complete our Mastercard Authorized User FormOpens in New Window and follow the form instructions for submission. Please also include a copy of a valid form of photo ID for the new authorized user.
Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.
Maximize your hard-earned dollars
We're excited to announce that our NEW classic, exotic, and restoration auto loans are coming soon!
Ready to finance your dream car?
Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
Access branches and ATMs nationwide