facebook pixel Skip to main content
Google PlayApple Store
Serving members worldwide since 1935.

Payment Options

  • Online Banking
  • Visit a Branch
  • By Mail

Have Questions?

Thank you for choosing Lafayette Federal for your financing needs. For your convenience, we offer a variety of ways to make your loan payments.

Lafayette Federal Online Banking
Log into Online Banking to transfer funds from your savings or checking account to your Lafayette Federal loan, mortgage or credit card for immediate posting.

Login | EnrollOpens in New Window

At a Branch
Make a payment at a branch in DC, Maryland and Virginia, or visit any of our shared branches nationwide.

Visit a Branch
by mail
By Mail
Send a check or money order payable to Lafayette Federal Credit Union to:

Lafayette Federal Credit Union
2701 Tower Oaks Bvld
Rockville, MD 20852
ATTN: Payments

Please put your loan number in the memo field. Mailed payments post within one business day of receipt.

Pay Today from Another Bank Account

Note: Loan Payment Portal Discontinuation Effective December 31, 2022

Electronic loan payments, including those from an outside account, may be made using Online Banking. Please see our Frequently Asked Questions below.

Using our Loan Payment Portal, you can make your Lafayette Federal loan and mortgage payments securely online 24/7 from any bank account. You will need your Lafayette Federal loan or mortgage account number (printed on your statement), and the routing and account number from the external bank account you will use to make your payment.

Eligible Lafayette Federal Loans

  • First Trust Mortgage Loans
  • Second Trust Mortgage Loans (Home Equity Loans/Lines of Credit)
  • Signature Loans
  • Auto/Boat/Motorcycle/RV Loans
  • Share Secured Loans
  • Home Improvement Loans
  • Personal Lines of Credit

Online Loan Payment Service is not available for Credit Card payments.

One-Time Payment

Members may make one-time payments from a non-Lafayette bank account using our online banking platform. Click "Login" at the top of the page to get started.

Loan Payment Portal Discontinuation Effective December 31, 2022

In our ongoing effort to provide service excellence, we are continuously evaluating our systems and seeking ways to make improvements. After realizing the shortcomings of our Payment Portal, we will be discontinuing the service as of December 31, 2022. After this date, electronic payments to your Lafayette Federal loans must be made within Online Banking.

Please read our Frequently Asked Questions below for more information regarding our Payment Portal discontinuation.

When will our Loan Payment Portal be discontinued?

The Payment Portal will be discontinued as of December 31, 2022.

Why are you discontinuing the Payment Portal?

The Payment Portal was initially set up as our old online banking platform could not process payments from external accounts. With the rollout of our new online banking platform, members can now make payments within Online Banking from external accounts at other financial institutions.

How can I make my loan payments after the Payment Portal is discontinued?

Members can now conveniently make their loan payments through Online Banking. Watch our video guides to making loan paymentsOpens in New Window and setting up external transfersOpens in New Window.

How long does it take to link my external account for loan payments within Online Banking?

It will take approximately three business days to link and verify your external account prior to making loan payments from that account. Watch our setting up external transfers video guideOpens in New Window.

How do I enroll in Online Banking?

Members can enroll in Online BankingOpens in New Window using their account number, social security number, and date of birth. Watch our Online Banking enrollment video guideOpens in New Window.

Where can I find my account number?

Members may find their account number on their initial loan funding and account opening documents, or their monthly account statements. If you still cannot locate your account number, you may contact our Member Service Department at 301-929-7990 or memberservice@lfcu.org.

If my payments are currently set up as recurring in the Payment Portal, what should I do? Will I need to set up automatic loan payments again in Online Banking?

If your payment are currently set up as recurring, you will need to stop those payments and reestablish recurring payments in Online Banking. Watch our making loan payments video guideOpens in New Window for steps on how to set up recurring payments.

Will this change impact my Premier Pay/Simple Pay consumer loan rate discount?

You will continue to receive your Premier Pay/Simple Pay consumer loan rate discount by reestablishing recurring payments within Online Banking.

What happens if I don’t take any action?

If no action is taken, your loan payments will stop processing January 1, 2023.

Bank from Anywhere, Anytime.

With our fully-upgraded Online Banking & Mobile App, you've got complete control of your finances, all in one place. Enjoy new and improved features in our up-to-date platform.

  • Perform secure transactions 24/7
  • Mobile App
  • Online Bill Pay Service
  • Account Alerts
  • And More!

Learn more about Online Banking.

  • couple smiling looking at statement mini news ad

    Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹

    Simple terms, outstanding rate

  • atm-cash-withdrawal

    Our members have access to 30,000+ surcharge-free ATMs and 5,000+ shared branches for all basic transaction needs.

    Access branches and ATMs nationwide

  • Home Advantage Family on porch

    Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.

    Save $100s to $1,000s in Cash Rewards*