Hold your share accounts for specific terms in exchange for higher dividends!
Variable Rate Certificate accounts are share accounts that are held for specific terms, in exchange for higher dividend rates. There are penalties for withdrawal before the end of the term, but you can make additional deposits in any amount at any time. We offer:
We offer five-year, four-year, three-year, two-year, one-year or, for a limited time, a seven-month fixed rate certificate account at a very competitive rate. Fixed Rate certificate accounts are held for specific terms, in exchange for higher dividend rates. There are penalties for withdrawal before the end of the term. We offer:
We offer variable and fixed rate IRA certificates with the same features as above. The only difference is that these certificates are used to save for an IRA.
Effective Jan 1, 2021
Fixed-Rate* | Min to Open | Min to Earn APY** | Dividend | APY** |
---|---|---|---|---|
7-month term*** | $500 | $500 | 0.70% | 0.70% |
1-year term | $500 | $500 | 0.80% | 0.80% |
2-year term | $500 | $500 | 0.90% | 0.90% |
3-year term | $500 | $500 | 1.00% | 1.01% |
4-year term | $500 | $500 | 1.15% | 1.16% |
5-year term | $500 | $500 | 1.25% | 1.26% |
Effective Jan 1, 2021
Variable-Rate* | Min to Open | Min to Earn APY** | Dividend | APY** |
---|---|---|---|---|
18-month term | $50 | $50 | 0.75% | 0.75% |
3-year term | $50 | $50 | 0.90% | 0.90% |
5-year term | $50 | $50 | 1.10% | 1.11% |
Full Rate Details
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