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Buying a house

Get preapproved
Find an agent
Negotiate a deal
Choose a mortgage

Your first step in buying home should involve your credit union. Get a rate quote and pre-approval today!

Mortgage Checklist for ApplicantsOpens in New Window

How much home can I afford?Opens in New Window
Should I refinance my home?Opens in New Window
Should I pay discount points?Opens in New Window
Should I make extra payments on my mortgage?Opens in New Window
How much of a down payment should I make on my new home?Opens in New Window
Mortgage Payment CalculatorOpens in New Window
Comparing mortgages (i.e. 15, 20, 30 year).Opens in New Window
What is the Loan to Value Ratio of my home?Opens in New Window

Whether it's your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.

Before you start shopping for a home, do your homework.

How to Negotiate: Get the best deal by being informed.

Shopping for a Home: Consider several key factors before making that final decision.

Choose a Real Estate Agent: Understanding your agent's role is key.

Select the Right Mortgage Program: Know what's important in a home loan.

Increase Your Buying Power: How to prepare NOW for the big purchase.

How Much Should I Spend?: Figure out what you can reasonably afford in a home.

Home Closing 101: Tips to make your home closing go smoothly!

Learn more about our Mortgage Program

Get Started Today!
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Knowledge is power. Be in the know for financial betterment.

Holiday Loan
Cheers to extra GREEN for you in the New Year with a Lafayette Federal Holiday Loan!

Rates as low as 4.74% APR*
3.03% Relationship Checking
We're rewarding you with our bigger, better, bolder 3.03% APY² Relationship Checking Account!

Big banks can't compete.
Search, Buy, Sell & Save
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.