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Serving members worldwide since 1935.

Buying a house

  • Get preapproved
  • Find an agent
  • Negotiate a deal
  • Choose a mortgage

Your first step in buying a home should involve your credit union. Get a rate quote and pre-approval today!

Mortgage Checklist for ApplicantsOpens in New Window

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How much home can I afford?Opens in New Window
Should I refinance my home?Opens in New Window
Should I pay discount points?Opens in New Window
Should I make extra payments on my mortgage?Opens in New Window
How much of a down payment should I make on my new home?Opens in New Window
Mortgage Payment CalculatorOpens in New Window
Comparing mortgages (i.e. 15, 20, 30 year).Opens in New Window
What is the Loan to Value Ratio of my home?Opens in New Window

Whether it's your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.

Before you start shopping for a home, do your homework.

How to Financially Prepare to Buy a Home: Seven simple steps to take this year.
Five Ways to Maximize Your Home's Curb Appeal: Consider these key upgrades to boost resale value.
Which Upgrade Add the Most Value to a Home?: Learn what renovations will help you when it comes time to sell.
Mortgage Myths: Debunking false information.
How to Prepare for a Home Inspection and Appraisal: A buyers guide.
Buying a Fixer-Upper Home: A smart choice?
Thinking About Refinancing?: Find out if it's right for you.
Mortgage Prequalification vs. Preapproval: What you should know.
Buy Versus Rent: Which is the best option for me?
Bidding Wars: Buying a house over the appraised value.
Learn more about our Mortgage Programs
Get Started Today!
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Knowledge is power. Be in the know for financial betterment.

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    2.02% APY³ Checking

    Enjoy our 2.02% APY³ Checking — a premium rate 40 times higher than the national average¹

    Simple terms, outstanding rate

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    Shared Branches & ATMs

    Our members have access to 30,000+ surcharge-free ATMs and 5,000+ shared branches for all basic transaction needs.

    Access branches and ATMs nationwide

(301) 929-7990

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.

Toll-Free
+1 (800) 888-6560

Lost Card?
Debit: +1 (888) 918-7802
Credit: +1 (800) 449-7728

Routing #: 254074811

Branch Locations

Maryland
Kensington, MD 20895
Potomac, MD 20854
Rockville, MD 20852

Virginia
Crystal City, VA 22202
McLean, VA 22101


Washington, DC
Pennsylvania Avenue, NW
3rd Street, SW
Kenyon Street, NW

Find a Branch or ATM
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© 2023 Lafayette Federal Credit Union |
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