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Lafayette Federal will be closed on Monday, May 30th in observance of Memorial Day. Members may access Online BankingOpens in New Window or contact our 24-hour Call Center at (301) 929-7990 or (800) 888-6560.
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Serving members worldwide since 1935.

Buying a house

  • Get preapproved
  • Find an agent
  • Negotiate a deal
  • Choose a mortgage

Your first step in buying a home should involve your credit union. Get a rate quote and pre-approval today!

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How much home can I afford?Opens in New Window
Should I refinance my home?Opens in New Window
Should I pay discount points?Opens in New Window
Should I make extra payments on my mortgage?Opens in New Window
How much of a down payment should I make on my new home?Opens in New Window
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What is the Loan to Value Ratio of my home?Opens in New Window

Whether it's your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.

Before you start shopping for a home, do your homework.

Buying a Fixer-Upper Home: A smart choice?
Thinking About Refinancing?: Find out if it's right for you.
Mortgage Prequalification vs. Preapproval: What you should know.
Buy Versus Rent: Which is the best option for me?
Bidding Wars: Buying a house over the appraised value.
Mortgage Loans 101: Your guide to rates, terms, and repayments.
Be a Successful First-Time Homebuyer in the DC Metro Area: Follow our tips for a smooth homebuying journey.
Making a Winning Offer in Today's Market: Gain five tips for success from a top local realtor.
Qualifying for Your Dream Home: Three key ways to improve your chances of getting the home you want.
Today's Real Estate Market: What you need to know when buying or selling a home.
Learn more about our Mortgage Programs
Get Started Today!
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Knowledge is power. Be in the know for financial betterment.

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    New Online Banking & App

    Get the details on our new online banking and mobile app, including video tutorials, FAQ, and more.

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    2.02% APY³ Checking

    Enjoy our 2.02% APY³ Checking — a premium rate over 65 times higher than the national average¹

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    2.24% APY² 2-Year Certificate

    Fast-track your savings with a premium rate that's 10 times higher than the national average!³

    Grow your hard-earned money

(301) 929-7990

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.

Toll-Free
+1 (800) 888-6560

Lost Card?
Debit: +1 (888) 918-7802
Credit: +1 (800) 449-7728

Routing #: 254074811

Branch Locations

Maryland
Kensington, MD 20895
Potomac, MD 20854
Rockville, MD 20852

Virginia
Crystal City, VA 22202
McLean, VA 22101


Washington, DC
Pennsylvania Avenue, NW
3rd Street, SW
Kenyon Street, NW

Find a Branch or ATM
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