Buying a house

Get preapproved
Find an agent
Negotiate a deal
Choose a mortgage

Your first step in buying home should involve your credit union. Get a rate quote and pre-approval today!

How much home can I afford?
Should I refinance my home?
Should I pay discount points?
Should I make extra payments on my mortgage?
How much of a down payment should I make on my new home?
Mortgage Payment Calculator
Comparing mortgages (i.e. 15, 20, 30 year).
What is the Loan to Value Ratio of my home?

Whether it's your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.

Before you start shopping for a home, do your homework.

	How to Negotiate: Get the best deal by being informed.
	Shopping for a Home: Consider several key factors before making that final decision.
	Choose a Real Estate Agent: Understanding your agent's role is key.
	Select the Right Mortgage Program: Know what's important in a home loan.
	Increase Your Buying Power: How to prepare NOW for the big purchase.
	How Much Should I Spend?: Figure out what you can reasonably afford in a home.

Learn more about our Mortgage Program

Get Started Today!

Knowledge is power. Be in the know for financial betterment.

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Safe, convenient, customizable
First Trust Mortgages
If you're buying a home or just looking to refinance and lower your rate, you’ll enjoy a quick and easy process.

Rates as low as 3.043% APR*
Investment Services
Learn about Lafayette Investment Services and Retirement Solutions, through CUSO Financial Services, L.P.*

Access your investment portfolio

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service.

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