Cost of Funds

Cost of Funds

Rounded up to the nearest quarter percent.

 

2025 Cost of Funds

Month

Rate

Month

January

Rate

4.00%

Month

February

Rate

3.75%

Month

March

Rate

4.00%

Month

April

Rate

Month

May

Rate

Month

June

Rate

Month

July

Rate

Month

August

Rate

Month

September

Rate

Month

October

Rate

Month

November

Rate

Month

December

Rate

Historical Cost of Funds

Month

2020

2021

2022

2023

2024

Month

January

2020

1.50%

2021

1.50%

2022

1.25%

2023

2.75%

2024

3.75%

Month

February

2020

1.50%

2021

1.50%

2022

1.25%

2023

2.75%

2024

3.75%

Month

March

2020

1.50%

2021

1.50%

2022

1.50%

2023

2.75%

2024

3.75%

Month

April

2020

1.50%

2021

1.25%

2022

1.50%

2023

3.00%

2024

3.75%

Month

May

2020

1.50%

2021

1.25%

2022

1.50%

2023

3.00%

2024

4.00%

Month

June

2020

1.50%

2021

1.25%

2022

1.75%

2023

3.00%

2024

4.00%

Month

July

2020

1.50%

2021

1.25%

2022

1.75%

2023

3.25%

2024

4.00%

Month

August

2020

1.50%

2021

1.25%

2022

2.00%

2023

3.25%

2024

4.00%

Month

September

2020

1.50%

2021

1.25%

2022

2.00%

2023

3.25%

2024

4.00%

Month

October

2020

1.50%

2021

1.25%

2022

2.25%

2023

3.50%

2024

3.75%

Month

November

2020

1.50%

2021

1.25%

2022

2.50%

2023

3.50%

2024

3.75%

Month

December

2020

1.50%

2021

1.25%

2022

2.50%

2023

3.75%

2024

4.00%