Save up to $1,217 with Lafayette FCU auto loans¹

$1,217 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 5.50% APR compared to 6.95% APR for the National market average over the life of a $30,000 auto loan over 60 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: New Auto - 60 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU share certificate rates up to 148% higher¹

148% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 4.28% APY compared to 1.73% APY for the National market average over the life of a 4 year certificate of deposit (CD) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: 4 Yr CD - $10k - APY=Annual Percentage Yield

Save up to $324 with Lafayette FCU credit cards¹

$324 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 12.90% APR compared to 15.05% APR for the National market average based upon a $5,000 average daily balance over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: Credit Card Classic - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Lafayette FCU IRA rates up to 704% higher¹

704% is the difference between the percent earned in interest between Lafayette Federal Credit Union's rate at 4.28% APY compared to 0.53% APY for the National market average over the life of a liquid individual retirement account (IRA) at $10,000. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: IRA - Liquid - $10k - APY=Annual Percentage Yield

Save up to $317 with Lafayette FCU unsecured loans¹

$317 is the difference between the amount paid in interest between Lafayette Federal Credit Union's rate at 9.99% APR compared to 11.23% APR for the National market average over the life of a $15,000 unsecured loan over 36 months. Lafayette Federal Credit Union rates outperform the National average earning a Datatrac Great Rate Award. © Datatrac 2025Comparison Product: Unsecured - 36 Mo - Rate for excellent credit compared (i.e. the 'as low as' rate) which may vary based on credit rating. APR=Annual Percentage Rate

Routing Number: 254074811

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Personal Checking & Savings Rates

Rates Sections

Checking & Savings

Checking Accounts Preferred Savings Accounts Premier Savings Accounts Share Savings Accounts IRA Savings Account Fixed-Rate Education Savings Account Variable-Rate Education Savings Account Money Market Accounts

Checking & Savings

Checking Accounts
Balance	Min. to Open	Dividend	APY¹
APY=Annual Percentage Yield. ²Plus cost of check style selected. Dividends are compounded and paid monthly on the first day of the next dividend period. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. The rates and terms shown are effective as of March 1, 2025.
Balance All Balances	Min. to Open $5 ²	Dividend 0.025%	APY¹ 0.025%
Balance	Min. to Open	Dividend	APY¹

Preferred Savings Accounts
Balance	Min. to Open	Min. to Earn APY¹	Dividend	APY¹
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. ¹APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Balance up to $19,999	Min. to Open $50	Min. to Earn APY¹ $50	Dividend 3.30%	APY¹ 3.35%
Balance $20,000 or more	Min. to Open $20,000	Min. to Earn APY¹ $20,000	Dividend 3.60%	APY¹ 3.66%

Premier Savings Accounts
Balance	Min. to Open	Dividend	APY¹
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. ¹APY=Annual Percentage Yield. ²The Premier Savings Account is a tiered-rate account with different rates applied to the different tiers. Member must maintain at least $50,000 in the account to earn dividends on this account. The rates and terms shown are effective as of March 1, 2025.
Balance 1st $50,000	Min. to Open $50,000	Dividend 3.60%	APY¹ 3.66%
Balance 2nd $50,000	Min. to Open –	Dividend 3.70%	APY¹ 3.76%
Balance next $150,000	Min. to Open –	Dividend 3.80%	APY¹ 3.87%
Balance next $250,000.00 – $99,999,999.99	Min. to Open –	Dividend 4.00%	APY¹ 4.07%

Share Savings Accounts
Min. to Open	Min. to Earn APY¹	Dividend	APY¹
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. ¹APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Min. to Open $50	Min. to Earn APY¹ $50	Dividend 0.10%	APY¹ 0.10%

IRA Savings Account
Min. to Open	Min to Earn APY¹	Dividend	APY¹
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. ¹APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Min. to Open $50	Min to Earn APY¹ N/A	Dividend 3.40%	APY¹ 3.45%

Fixed-Rate Coverdell Education Savings Account
Fixed-Rate¹	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. Fixed-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Fixed-Rate¹ 1-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 2-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 3-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 4-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%
Fixed-Rate¹ 5-year term	Min. to Open $500	Min. to Earn APY² $500	Dividend 4.20%	APY² 4.28%

Variable-Rate Coverdell Education Savings Account
Variable-Rate¹	Min. to Open	Min. to Earn APY²	Dividend	APY²
¹Early withdrawal penalties may apply. Rates subject to change without notice. Certificates will automatically renew upon maturity unless otherwise stipulated by the member. VaVariable-Rate Certificate Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Must establish membership with Lafayette Federal Credit Union, or be an existing member. $50 minimum balance required to open and earn 0.10% APY² on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY² on LFCU checking account balances. ²APY=Annual Percentage Yield. The rates and terms shown are effective as of March 1, 2025.
Variable-Rate¹ 18-month term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.60%	APY² 3.66%
Variable-Rate¹ 3-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.50%	APY² 3.56%
Variable-Rate¹ 5-year term	Min. to Open $50	Min. to Earn APY² $50	Dividend 3.20%	APY² 3.25%

Money Market Accounts
Tier	Min. to Open	Dividend	APY¹
¹APY=Annual Percentage Yield. ²Plus the cost of checks. The rates and terms shown are effective as of February 1, 2025.
Tier $0 – $2,499	Min. to Open $2,500²	Dividend 0.00%	APY¹ 0.00%
Tier $2,500 – $24,999	Min. to Open –	Dividend 0.05%	APY¹ 0.05%
Tier $25,000 – $149,999	Min. to Open –	Dividend 0.15%	APY¹ 0.15%
Tier $150,000	Min. to Open –	Dividend 0.30%	APY¹ 0.30%