Personal Fees

Rates Sections

Personal Fees

Account Fees

Fee Type

Fee Details

Fee Type

Account Closure

Fee Details

$25 if closed within 6 months of account opening

Fee Type

Account Research

Fee Details

$25 per hour (or fraction thereof)

Fee Type

ACH Stop Payment

Fee Details

$25 each

Fee Type

ATM Withdrawals (non-LFCU owned ATMs)

Fee Details

5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs)

Fee Type

Attachment (Tax Levy, Garnishment)

Fee Details

$75 each

Fee Type

Bad Address on Account

Fee Details

$10 per month

Fee Type

Cashier’s Check

Fee Details

$5 each

Fee Type

Check Deposit Return

Fee Details

$25 each

Fee Type

Check Photocopy

Fee Details

$2 each; free if member retrieves via Online Banking

Fee Type

Courtesy Pay Privilege Overdraft Fee

Fee Details

$30 each occurrence

Fee Type

Debit Card Replacement

Excessive (more than 2 per calendar year)

Instant issue (in person at a participating branch location)

Fee Details

 

$10 each 

$10 each

Fee Type

Dormant Account Fee

Fee Details

$10 per month

Fee Type

Escheatment Fee

Fee Details

$50 per savings

Fee Type

Expedited Card Shipping (credit or debit)

Fee Details

Current fee set by shipping provider (USPS, FedEx, Overnight) at the time of mailing.

Fee Type

Failure to Maintain Minimum Share Savings Balance

Fee Details

$10 per month

Fee Type

Foreign Transaction Fee

Fee Details

2%

Fee Type

Mastercard® Gift Card

Effective January 1, 2025, gift cards will no longer be available for purchase.  All cards purchased prior to December 31, 2024 will remain active until balance is zero or expiration.

Fee Details

$2.50 inactivity fee (after 12 months)

Fee Type

Non-Member Check Cashing

Fee Details

$10 per check

Fee Type

NSF or ACH Item Return (Check, ACH, ATM overdraft)

Fee Details

$30 

Fee Type

Overnight Mail Delivery 

Fee Details

Current fee set by shipping provider (USPS, FedEx, Overnight) at the time of mailing.

Fee Type

Returned Bill Pay Item

Fee Details

Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee)

Fee Type

Safe Deposit Boxes

Fee Details

Size      Annual Fee

3″ x 5″     $35.00

5″ x 5″     $55.00

3″ x 10″   $75.00

5″ x 10″   $105.00

10″ x 10″ $135.00

Fee Type

Safe Deposit Box Lock Replacement

Fee Details

$250.00

Fee Type

Statement Photocopy

Fee Details

$3 each

Fee Type

Stop Payment (Personal Check/Cashier’s Check)

Fee Details

$25 each

Fee Type

Wire Transfers

Fee Details

Outgoing: $25 each (domestic) 

$40 each (foreign)