Personal Fees
Personal Fees
|
Fee Type |
Fee Details |
|---|---|
|
Fee Type Account Closure |
Fee Details $25 if closed within 6 months of account opening |
|
Fee Type Account Research |
Fee Details $25 per hour (or fraction thereof) |
|
Fee Type Account Verification |
Fee Details $20 each |
|
Fee Type ACH Loan Payment/Transfer via Member Representative |
Fee Details $25 |
|
Fee Type ACH Origination Transfer Limits Incoming ACH Limits Loan Payments Incoming Share Deposit Outgoing ACH Limits |
Fee Details
Daily: $25,000; Monthly: $25,000 Daily: $10,000; Monthly: $30,000 Daily: $10,000; Monthly: $30,000 |
|
Fee Type ACH Stop Payment |
Fee Details $25 each |
|
Fee Type ATM Withdrawals (non-LFCU owned ATMs) |
Fee Details 5 free each month, $2.00 each additional (unlimited free withdrawals at all LFCU-owned ATMs) |
|
Fee Type Attachment (Tax Levy, Garnishment) |
Fee Details $75 each |
|
Fee Type Bad Address on Account |
Fee Details $10 per month |
|
Fee Type Cashier’s Check |
Fee Details $5 each |
|
Fee Type Check Deposit Return |
Fee Details $25 each |
|
Fee Type Check Photocopy |
Fee Details $2 each; free if member retrieves via Online Banking |
|
Fee Type Courtesy Pay Privilege Overdraft Fee |
Fee Details $30 each occurrence |
|
Fee Type Credit Card Late Payment |
Fee Details $25 per month |
|
Fee Type Debit Card Replacement Excessive (more than 2 per calendar year) Instant issue (in person at a participating branch) |
Fee Details $10 each $10 each |
|
Fee Type Debit Card Transaction Limits ATM Withdrawals
Debit POS (PIN)
Credit Purchase (Swipe or Chip) |
Fee Details
$1,000.00 and 10 transactions within a 24-hour period
$1,000.00 and 20 transactions within a 24-hour period
$10,000.00 and 20 transactions within a 24-hour period |
|
Fee Type Dormant Account Fee |
Fee Details $20 per month |
|
Fee Type Escheatment Fee |
Fee Details $50 |
|
Fee Type Excessive Money Market Withdrawals |
Fee Details 6 transactions permitted per calendar month; $20 each additional |
|
Fee Type Excessive Preferred Savings Account Withdrawals |
Fee Details 6 free per calendar quarter; $10 each additional |
|
Fee Type Excessive Premier Savings Account Withdrawals |
Fee Details 6 free per calendar quarter; $100 each additional |
|
Fee Type Expedited Card Shipping (credit or debit) |
Fee Details First Class: $5 Post Express: $15 FedEx (domestic): $20 FedEx (International): $40 Overnight (order by 2 pm): $40 |
|
Fee Type Failure to Maintain Minimum Share Savings Balance |
Fee Details $10 per month |
|
Fee Type Foreign Transaction Fee |
Fee Details 2% |
|
Fee Type Loan Late Payment |
Fee Details 5% of payment amount due |
|
Fee Type Mastercard® Gift Card |
Fee Details $4.95 purchase price $2.50 inactivity fee (after 12 months) $10.00 replacement fee |
|
Fee Type Non-Member Check Cashing |
Fee Details $10 per check |
|
Fee Type NSF or ACH Item Return (Check, ACH, ATM overdraft) |
Fee Details $30 each time presented, to include retries of the same item |
|
Fee Type Online Banking Checks |
Fee Details $5 each |
|
Fee Type Online Bill Pay |
Fee Details $5 per month |
|
Fee Type Overnight Mail Delivery |
Fee Details $18 each |
|
Fee Type Returned Bill Pay Item |
Fee Details Bill Pay provider charges a $25 fee for overdrafts (this fee is in addition to LFCU’s NSF fee) |
|
Fee Type Safe Deposit Boxes |
Fee Details Size Annual Fee 3″ x 5″ $35.00 5″ x 5″ $55.00 3″ x 10″ $75.00 5″ x 10″ $105.00 10″ x 10″ $135.00 |
|
Fee Type Share Savings Withdrawals |
Fee Details 4 free each month, $1 each additional |
|
Fee Type Short-Term Account History/Interim Statements |
Fee Details $5 each |
|
Fee Type Skip a Payment |
Fee Details 10% of full payment per loan |
|
Fee Type Statement Photocopy |
Fee Details $3 each |
|
Fee Type Stop Payment (Personal Check/Cashier’s Check) |
Fee Details $25 each |
|
Fee Type Wire Transfers |
Fee Details Outgoing: $25 each (domestic) $40 each (foreign) |