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Here are just a few reasons to become a member:
You may be eligible to open an account with us if you:
We extend our membership to all direct-hire individuals employed by or retired from the following organizations. Choose your employer below to learn more about joining Lafayette Federal as an employee of one of our Select Employer Groups, your membership benefits, and more.
Persons who live or work in that part of Montgomery County, Maryland, known as Potomac, bounded on the south by the Potomac River from Riley's Lock Road on the west to Cabin John Parkway on the east, on the east by Cabin John Parkway to the Capital Beltway 495 to Interstate 270, on the north by Shady Grove Road to State Route 28 to State Route 112, and on the west by State Route 112 and Seneca Road to River Road to Riley's Lock Road to the Potomac River, excluding the military reservation known as the U. S. Navy Ship Research and Development Center, are eligible to join.
Many individuals who live, work, worship or attend school in Washington, D.C. are eligible to become members. Our D.C. charter extends to individuals within certain geographic boundaries per the map below.
We extend eligibility to all current members' immediate family members. This includes: grandparents, parents, spouses, children (including foster and adopted), grandchildren and siblings. Un-remarried spouses of persons who died while employed by any of our eligible organizations are also eligible for membership.
This means that once you become a member, your family members automatically become eligible to join!
Persons who live in Maryland, Washington, D.C. or Virginia are eligible to open an account if they are an existing member or become a member of the American Consumer Council (ACC). The ACC was founded to ensure vital customer needs are met and protected through educating American consumers about the benefits of various products and services and acting as a voice for consumer advocacy and economic wellness in the United States. As an influential organization with more than 160‚000 members nationwide, ACC applies marketplace pressure to ensure companies offer safe‚ reliable products and services that consumers can use‚ trust and recommend to their family and friends.
We will take care of your ACC membership when you open your Lafayette Federal account — there's no fee to you. Simply select "persons who live in Maryland, Washington, D.C. or Virginia” for your eligibility and you'll have the added benefit of becoming a part of ACC. Learn more about the American Consumer CouncilOpens in New Window.
We extend eligibility nationwide to all members of the Home Ownership Financial Literacy CouncilOpens in New Window (HOFLC). HOFLC is a non-profit corporation created to provide its members with the necessary tools to successfully navigate the path of home ownership. Whether you are a first-time home buyer, veteran, or refinancing your current home, HOFLC has the resources to help you make an informed decision. When you sign up, you get the power of information at your fingertips. With a one-time membership fee of $10, you'll enjoy the following:
We have eight convenient locations in the D.C. metropolitan areaOpens in New Window where our branch staff will be happy to assist you through the account opening process, answer any questions that you may have, and welcome you to the Lafayette Federal family!
Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹
Simple terms, outstanding rate
Our members have access to 30,000+ surcharge-free ATMs and 5,000+ shared branches for all basic transaction needs.
Access branches and ATMs nationwide
Lafayette Federal HomeAdvantage is a free member service that can help you buy, sell and save on your home.
Save $100s to $1,000s in Cash Rewards*