Explore Card Options

Explore Card Options
Explore our range of cards designed to meet your buying or saving needs.
Welcome to Lafayette Federal Credit Union
At Lafayette Federal Credit Union, we understand that everyone’s financial needs are unique. That’s why we offer a variety of options designed to provide you with the best benefits, security, and convenience.

What if I lost my card or think I’ve experienced fraud?
Call the appropriate phone number:
- Debit Card Services: 1 (888) 918-7802 or, if outside of the U.S., 1 (636) 722-7111 collect
- Credit Card Services: 1 (866) 820-2904 or, if outside of the U.S., 1 (636) 722-7111 collect
Explore Your Card Options
Explore our card options to find the one that meets your buying needs and helps you achieve your financial goals
Your Debit Card, Your Way
Our Debit Card offers you the convenience and security you need for everyday purchases. With access to over 30,000 surcharge-free ATMs, instant alerts, and mobile payment options, managing your finances has never been easier.

Platinum Rewards Credit Card
Enjoy no annual fees, low interest rates, and a robust rewards program that lets you earn points on every transaction. Experience the ultimate in financial flexibility with our Platinum Rewards Credit Card.

Steps to Join Lafayette Federal Credit Union
Become a member of Lafayette Federal in three simple steps.
Check Your Eligibility & Start Your Online Application
Follow the prompts to open your account online. If you live outside the DC, Maryland, and Virginia area, join Lafayette Federal Credit Union by paying a one-time $10 membership fee to HOFLC.
Open Your Account
Step two, open your account with Lafayette Federal. Select your eligibility and choose the account that helps you along your saving or buyer journey.
Welcome to Lafayette Federal
Step three, sit back and allow our team to complete your application. In some cases you may be approved instantly, but while you wait, you can learn more about Lafayette Federal Credit Union while we reach a decision.
Discover the Benefits of Our Cards
At Lafayette Federal Credit Union, we offer a range of cards designed to meet your financial needs. Whether you’re looking for rewards, low interest rates, or enhanced security, our cards have you covered.

CURewards Program
For every dollar you spend, you earn points towards merchandise and travel expenses. For a limited time, earn 50,000 reward points when you spend your first $5,000!2 – that’s a $500 redemption value!

Low Interest Rates
Enjoy competitive rates that help you save on interest charges by being a member of Lafayette Federal. Plus, members can earn more with our high-yield certificates, and savings accounts.

Enhanced Security & Convenience
Benefit from advanced security features like fraud monitoring and zero liability protection. Manage your cards easily with our mobile app, track your spending, and set up alerts.
We’re Here to Help
At Lafayette Federal Credit Union, we are committed to providing exceptional service and support to our members. If you need assistance, please don’t hesitate to reach out to us.
Manage Your Card
Set up card controls, speak to a member of our team, report fraud and more directly from the LFCU mobile app. We want to give you the power to lock your card or report unusual behavior in real-time.

Visit One of Our Branches
Feel free to visit any of our branches for in-person assistance. Our friendly staff is always ready to help you with your financial needs.

Frequently Asked Questions
We understand that you may have questions about our card options and services. To help you find the information you need quickly and easily, we’ve compiled a list of frequently asked questions.
Previously, you would have only received a personal call from a live agent if card fraud was suspected. With our new system, cardholders will immediately receive automated suspicious activity alerts in the following order. We will not ask for your card number during verification, however, you will receive a four-digit case number to provide to our live agent for verification.
1. Text message and email (if cell phone and/or email are listed on member’s account)
2. Automated call with instructions
You can expect to receive your card within 7-10 business days.
You may change your debit card PIN anytime by dialing 1 (866) 985-2273 or, if outside of the U.S., 1 (531) 262-5314
Call the number above from the telephone number listed on your account. In order to change your debit card PIN, you will need to provide the following information:
- Your card number
- The four (4) digit expiration date
- The three (3) digit code on the back of the card near the signature line
- The four (4) digit PIN of your choice
In the mobile app or Online Banking, click on Cards, then go to your debit card and click “Block Card” You can unblock at any time!
Dispute fraudulent charges directly using Online Banking by going to Cards > Manage Card, navigating to the transaction you want to dispute, and clicking on the arrow next to the charge, and clicking on “Report an Issue”.
You can also immediately notify us of the unauthorized use by calling 866-820-2904. if you are outside of the U.S., please call +1 636-722-7111 collect. An affidavit will be mailed to the address on record and must be returned per the enclosed instructions. Transactions must be reported within 60 days of the statement period in which the transaction occurred.
For 24-hour Cardholder Service, please call 866-820-2904.
Yes, you may use your debit card internationally.
In online banking or the mobile app, go to your loan and click “Pay Loan”, and chose which account you want to pay from!
Not finding what you’re looking for? Contact us
Disclosures
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.
Monday-Friday 8:30am – 4:00pm
Audio Response 24/7
301-929-7990
1-800-888-6560 (toll-free)