Jermaine Medley

Vice President, Mortgage Originations
Jermaine Medley

Contact

NMLS# 740025

Cell: 240-620-7839

Office: 240-747-2471

email Jermaine Medley

2701 Tower Oaks Blvd, Rockville, MD 20852

It’s not about me but it’s about you (Lafayette Federal Credit Union Staff)! The warm smiles and the great customer service. Even when I am having a rough day and I go to make my deposits as I am greeted upon my arrival the staff knows me by name and always check to see how my day is going. I really appreciate the excellent customer service you really know how to turn my day around. Always going the extra mile to assist me with any issue or concern I may have. Thanks for making it about me at the end of my visit!

Avis B.
Member

About me

As the Vice President of Mortgage Originations at Lafayette Federal Credit Union, I bring over 20 years of expertise in the Mortgage industry to ensure that you have a smooth and hassle-free home buying or refinancing experience. My areas of expertise include mortgage loan originations, secondary marketing, and processing and closings. Whether it’s your first, second or third home purchase, refinancing your current home loan, or using the equity in your home for much-needed projects, I have helped many members achieve their financial goals through our loan programs.

At Lafayette Federal, we are committed to making sure that you understand your loan options and the process from start to finish. As a dedicated leader, I have assembled a team of experienced and seasoned Mortgage loan officers who share my passion for service excellence. We work around the clock to ensure that you have a seamless and stress-free experience, with a focus on exceeding your expectations. Our goal is not just to assist you with your current mortgage needs, but also to earn your trust and loyalty so that you’ll recommend us to your friends and family.

As a Villanova University alumni and a former semi-professional basketball player, I understand the value of teamwork and collaboration. I have applied these principles to build a cohesive, team-oriented culture at Lafayette Federal, where every member of our team provides the highest level of service possible. When I’m not helping members with their mortgage needs, I enjoy the finer things in life and can often be found sporting a sharp outfit. Contact me today to learn how I can help you achieve your homeownership or refinancing goals with personalized service and attention to detail.

Expertise

• Hassle-free buying, refinancing, 20+ years of experience
• Dedicated service with experienced, trusted officers
• Personalized attention, team-oriented, high-level service

Resources here for you.

These easy-to-use calculators and resources can help you learn about each step of the home loan process.

Calculator class=”wrapper”>

Calculate Your Payment & More

Before we help you secure your home loan, you’ll get access to calculators and resources to help you estimate how much home you can afford and compare your loan options way before you start the mortgage process.

House class=”wrapper”>

Save with Lafayette HomeAdvantage®

Get the tools and expertise you’ll need to find and finance your home while saving time and money in the process with our HomeAdvantage® program. Plus, when you use on of the agents in our network, you can earn Cash Rewards — an average of $3,000 in savings!

Lock with Percentage class=”wrapper”>

Find the Best Mortgage Option for You

Finding the right loan option can be a challenge. With our Mortgage Finder Tool, you can select every benefit you want in a home loan, and we’ll provide you with the options that best fit your goals.

 

Document class=”wrapper”>

Mortgage Checklist for Applicants

Our Mortgage Application Checklist will help you move quickly and smoothly through the application process. You can also download the Mortgage Application Checklist PDF so you’ll always have what you need on hand.

family playing at home

Earn thousands in Cash Rewards with Lafayette Federal’s HomeAdvantage.

Take advantage of our free member service that can help you buy, sell, and save on your next home.

Start Earning
Start an application
Apply now
Learn more about our home loans
Browse Home Loan options
Schedule a call or meeting
Schedule an appointment

Disclosures

*APR = Annual Percentage Rate. Your APR may vary. Rates subject to change. Must be eligible for membership. The rates provided are based on a variety of conditions which include consumer credit score which may be higher or lower than the individual score. Your loan’s interest rate will depend on the specific loan type and characteristics of your loan transaction and your credit history up to the time of closing. The interest rates are not a replacement for a Loan Estimate and all information presented is subject to change at any time. APR values for mortgage loans assume average closing costs associated with the transaction and may not include additional costs required by loan type (e.g., VA Funding Fee and Private Mortgage Insurance). Actual rates may be obtained by contacting a Lafayette Federal Credit Union Loan Officer. Adjustable rate mortgage products are based on Lafayette Federal’s Cost of Funds Index (COFI) or the Constant Maturity Treasury Rate (CMT). Must be eligible for membership and all borrowers must become a member prior to consummation. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Contact a Lafayette Federal representative for loan details and restrictions. NMLS #464425. ***Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. NMLS 464425
HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.