Mortgage Loans
Let us recommend a mortgage loan that fits your needs.
We make the mortgage process as easy as opening the door to your home!
Buying a home is a big deal. Whether it’s your first home or your retirement home, this is one purchase that should never be taken lightly. Making wise choices now will pay off down the road.
Benefits of a Home Loan with Lafayette Federal
We’ll take the mystery out of buying a home– and a bunch of the costs too! Plus, with our first time home buyers program, you’ll get all the help you need understanding your options.
First Time Home Buyer Programs
Feel confident and secure while you make one of the biggest financial decisions of your life. Our First Time Home Buyer Programs help you with everything from your downpayment and finding a home you can afford.
Loans up to $3 Million
Your home-buying possibilities are endless when you finance through Lafayette Federal, with higher loan limits than your average bank.
Financing Available in All 50 States
Your potential for buying a new home is nationwide. Whether you’re looking to settle on the west or east coast, or anywhere in between, we’re here to help you finance it in all 50 states.
Lafayette Federal Realty Rewards
Take advantage of this exclusive, free member service that can help you search, buy, sell and save on your next home. We’ll help you find an experienced agent, support you from beginning to end, and even earn up to thousands of dollars in Realty Rewards Cash Rewards.
What to expect from beginning to end
Buying a home is a big deal. Whether it’s your first home or your retirement home, this is one purchase that should never be taken lightly.
Learn more about the Lafayette Federal mortgage process, and how we help you finance a home loan from beginning to end.
The Lafayette Federal mortgage process
We make the mortgage process as easy as opening the door to your home!
Compare Loan Programs, Rates and Terms
Our team will work with you to weigh your options, consider different terms, and find the perfect rate so you can get the best deal possible.
Apply for a Loan
Conveniently complete your mortgage application online with the help of one of our Mortgage Loan Officers.
Provide Supporting Documents
Gather all the documentation needed including tax documents, income statements, and more so we can successfully process your application.
Get pre-approved
Once you’re pre-approved, you’re halfway there! We’ll confirm how much home you can afford.
Lock in your rate and get final approval
Our team will work with you to find the best rate long-term, and you’ll get final approval.
We provide final loan documents for review
We’ll prepare all the loan documents so you can sign on the dotted line and head towards closing on your new home!
Close on your home
Congratulations! It’s closing time and it’s time to open the door to your new home.
Enjoy your happy place
Make your house a home with a fresh coat of paint or upgraded kitchen appliances. After all, it’s yours! And remember that we’re here to help you with any home improvement or upgrades you’d like to make in the future.
Find the mortgage loan option that works best for you.
Select all that apply and scroll down to view your loan options.
Earn thousands in Cash Rewards with Lafayette Realty Rewards
Take advantage of our free member service that can help you buy, sell, and save on your next home.
Our members say the nicest things.
Lafayette Federal has been my trusted credit union for the last 34 years, providing for me while I served both overseas and here in the United States! You have helped me to plan for the future, finance mortgages, fund my business start-up, and save for retirement. Thanks for being my bedrock as I now look forward to enjoying this next phase of my life!
Brian R. Member for 34 Years
Meet our mortgage team.
Ready to close on your mortgage quickly? We can get your mortgage approved in minutes, rather than days or weeks! We offer free pre-approvals, so you can shop for your home knowing that you can afford the mortgage. We’re always just a call or email away!
Robert Nusgart
Cell: 410-245-3758
Office: 240-747-2482
Jermaine Medley
Cell: 240-620-7839
Office: 240-747-2471
Tip Fishburn
Cell: 202-819-1407
Office: 240-747-3173
Angelica Casas
Cell: 240-997-7711
Office: 240-747-3176
Home financing advice
Explore our blog for resources on the home buying process, practical advice, and tips for securing a mortgage that works for you and your family.
Start Strong: Renter’s guide to building financial stability.
For decades, home ownership has been an integral part of achieving the “American dream,” but today’s interest rate environment and record high home prices have driven many people to think carefully about whether owning a house makes financial sense for them. An increasing number of today’s younger people feel home ownership is increasingly beyond reach…
Read more
FHA vs. VA Loans: A comprehensive guide to government-backed mortgages.
If you’re considering purchasing a home and exploring loan options, you’ve likely come across FHA and VA loans. These government-backed loans offer unique benefits and cater to specific groups of borrowers. This guide will walk you through each loan type’s key features, benefits, and eligibility requirements, so you can make an informed decision if either…
Read more
Unveiling Mortgage Scams: Safeguarding your investment.
Having your home or other property stolen out from under you may seem highly unlikely to most people, but mortgage-related scams and fraud have become more sophisticated recently mainly because so many real estate transactions now take place entirely online. Let’s be clear – it is possible to buy or sell a piece of property…
Read moreThere’s even more to explore.
Homeowner’s Insurance
Get exceptional savings and trusted service so you can protect your home. Plus, get a discounted rate just for being a Lafayette Federal member.
Life and Family Insurance
Protect the people who matter most to you when you secure a life insurance plan with Lafayette Federal. We offer various options with endless possibilities to help you take care of your family.
Ready to apply for a Mortgage Loan?
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Equal Housing Lender. NMLS#: 464425
