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Serving members worldwide since 1935.

Be Jolly With a 4.74% APR Holiday Loan

And, enjoy an EXTRA $100 in your pocket.

'Tis the season for spending and we've got you covered.

As a Leidos employee, you're eligible for these special offers.

Be Jolly with a 4.74% APR1 Holiday Loan


Don’t let funding those holiday expenses bring you down. A Lafayette Federal Holiday Loan is the perfect way to cover all of your extra spending this holiday season! And, we’ve sweetened the deal with great rates and terms to make NOW the best time of year to take advantage of one.
  • Rates as low as 4.74% APR1
  • Borrow up to $10,000 for 36 months

See how affordable your monthly payment would be:


Loan Amount $5,000
$10,000
Loan Term 36 Months
36 Months
Loan Rate4.74% APR1
6.74% APR1
Monthly Payment
(approximate)
$149.00
$308.00



Become a member of DC's Premier Credit Union and Earn Yourself $100

Start your membership off with a savings account, checking account and qualified direct deposit, and earn a cool $50.2 We’ll give you another $50 when you make a direct deposit within 45 days of opening your account.3 That’s $100 just for being a member of Lafayette Federal!



membership@lfcu.org
(240) 747-3170


1APR = Annual Percentage Rate. APR of 4.74% for loan amounts up to $5,000. APR of 6.74% for loan amounts $5,000.01 up to $10,000. Offer expires on January 31, 2020. Must be at least 18 years old with a minimum credit score of 660 to be eligible for up to $5,000 and a minimum credit score of 700 to be eligible for $5,000.01 up to $10,000. Standard underwriting guidelines will apply. Sample payment: $29.80 per $1,000 borrowed for 36 months at 4.74% APR. $30.80 per $1,000 borrowed for 36 months at 6.74% APR. 2Offer subject to change without notice. Members who open a checking account and initiate a qualified direct deposit to Lafayette Federal Credit Union will receive a $50 deposit to their savings account. 3An additional $50 will be awarded after first direct deposit which must be deposited no later than 45 days after account opening. Cannot be combined with any other new member offers. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. If account is closed within first 6 months, initial $50 promotional deposit will be deducted from account. $50.00 minimum balance required to open and earn 0.10% APY4on LFCU share savings account balances. $5 minimum balance required to open and earn 3.03% APY4 on LFCU checking account balances up to $3,000 and 0.025% APY4 on checking balances over $3,000. 4APY=Annual Percentage Yield. Rates effective December 1, 2019. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.