Search the Blog:
Most of us are familiar with phishing scams: you receive an urgent-sounding email instructing you to change your password, verify an order, or pay a bill to avoid some kind imminent risk or loss. These scams can be very convincing, and everyone should be diligent about protecting passwords, using strong passwords, not on clicking suspicious…
Read more
For most Americans, a tax refund can significantly benefit their finances—especially considering lingering inflation, increased interest rates, and economic uncertainty. Tax refunds can be an unexpected influx of cash that allows for important financial goals to be met, such as debt consolidation or increased savings, or they can be an anticipated bonus that helps make ends…
Read more
Maximizing the financial benefits of marriage involves strategic planning, shared goals, and open communication about finances. It takes some work from both parties, but the effort can pay off by creating several financial advantages, ranging from tax benefits to improved loan qualifications due to combined incomes. Doing it successfully requires teamwork, patience, and ongoing communication.…
Read more
Federal banking regulations are essential frameworks established to ensure the safety, soundness, and efficient operation of the banking system, thereby protecting consumers and their money. These regulations cover a wide range of activities, from how financial institutions lend money to how they manage customers’/members’ deposits. Let’s take a detailed look at what these regulations are,…
Read more
Teaching kids about money is one of the most important things we can do as parents and family members. Money plays a major role in shaping our lives and how we live them, and teaching kids about spending wisely, the importance of saving, and learning money management skills helps set them up to succeed as…
Read more
The start of spring, with everything starting to bloom, is a good time to discuss green banking. Maybe you’re wondering what exactly green banking means? And what is a green bank? There is a bit of confusion about this, which is understandable given the relative recent introduction of these ideas into the financial services sector.…
Read more
Members often ask, “What is simple interest?” or “What is the difference between simple and compound interest?” Ask that question to an accountant – or a banker – and what often follows are examples of math formulas that most of us will struggle to figure out correctly when left to our own devices – especially…
Read more
What do roughly two-thirds of Americans have in common with rich and famous people, including Martin Luther King, Jr., Aretha Franklin, Abraham Lincoln, Kurt Cobain, Pablo Picasso, Stieg Larsson, Diana Spencer, Princess of Wales, and Howard Hughes? They don’t have a will. Settling the estates of these people took years—some even took decades—and in the…
Read more
Peace of mind. It is something we all want. If the past few years have taught us anything it’s that circumstances can change quickly, and when they do, it’s good to have a plan. It’s even better to have an emergency fund at your disposal, so you can put that plan into action while you…
Read more