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Serving members worldwide since 1935.

Classic Car & Restoration Loans

  • Terms up to 120 months
  • Up to 70 percent financing
  • Member discounts
Rates as low as

3.750%APR*

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Full Rate Details

Gear up to finance the vehicle of your dreams with the hassle-free convenience, low rates, and excellent service that you know and love.

Classic Vehicle Loans

We'll provide up to 70% financing (based on the appraised value according to valuation sources**) on any classic, antique, or vintage vehicle, including exotics, hot rods, muscle, and kit cars.

Vehicle Restoration Loans

You can borrow up to up to $50,000 towards your vehicle restoration or modification costs. The repayment term will vary with the age of the vehicle, and the interest rate will adjust accordingly.

Current Rates

Classic Vehicle Loan Rates

Effective Oct 1, 2021
Term APR*
60 Months 3.750%
72 Months 4.000%
84 Months 4.250%
120 Months 4.500%
*APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Down Payment/Loan to Value Requirements: Purchase: 30% of purchase price; Refinance: 70% of value. **Valuation sources include, but are not limited to, Black Book, Sports Car Market, Manheim Auctions, Gold Book and Old Cars Price Guide.

Vehicle Restoration Loan Rates

Effective Oct 1, 2021
Term APR*
60 Months 6.250%
72 Months 6.500%
84 Months 6.750%
*APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value.


Need Help Buying a Car?

Use our learning center to research everything you need before you buy a car.

Get Pre-Approved

Apply for a vehicle loan pre-approval and learn about your financing options before you go to the dealer.

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Full Rate Details

Knowledge is power. Be in the know for financial betterment.

  • 1% Checking Q2 2021
    1.00% APY Checking Bonus

    Enjoy our 1.00% APY² Checking Account Bonus — earn an outstanding rate with simple terms.

    Maximize your hard-earned dollars

  • Classic Car Mini Ad
    Classic Car Lending

    We're excited to announce that our NEW classic vehicle and restoration loans are available now!

    Ready to finance your dream car?

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    Shared Branches & ATMs

    Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.

    Access branches and ATMs nationwide

(301) 929-7990

Lafayette Federal Credit Union is one of the premiere financial institutions in the Washington, D.C. area, now serving DXC and CSRA employees. Since our founding in 1935, we have sought to provide our members with a safe and convenient place to save, and to offer loans at rates and terms more favorable than those of other financial institutions. We also work hard to provide top-notch customer service. Contact us to obtain a copy of our Annual Report.

Toll-Free
+1 (800) 888-6560

Lost Card?
Debit: +1 (888) 918-7802
Credit: +1 (800) 449-7728

Routing #: 254074811

Branch Locations

Maryland
Kensington, MD 20895
Potomac, MD 20854
Rockville, MD 20852

Virginia
Crystal City, VA 22202
McLean, VA 22101


Washington, DC
Pennsylvania Avenue, NW
3rd Street, SW
Kenyon Street, NW

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