Classic Car & Restoration Loans
- Terms up to 120 months
- Up to 70 percent financing
- Member discounts
Gear up to finance the vehicle of your dreams with the hassle-free convenience, low rates, and excellent service that you know and love.
Classic Vehicle Loans
We'll provide up to 70% financing (based on the appraised value according to valuation sources**) on any classic, antique, or vintage vehicle, including exotics, hot rods, muscle, and kit cars.
Vehicle Restoration Loans
You can borrow up to up to $50,000 towards your vehicle restoration or modification costs. The repayment term will vary with the age of the vehicle, and the interest rate will adjust accordingly.
Current Rates
Classic Vehicle Loan Rates
Effective Oct 1, 2022| Term | APR* |
|---|---|
| 60 Months | 3.750% |
| 72 Months | 4.000% |
| 84 Months | 4.250% |
| 120 Months | 4.500% |
Vehicle Restoration Loan Rates
Effective Oct 1, 2022| Term | APR* |
|---|---|
| 60 Months | 6.250% |
| 72 Months | 6.500% |
| 84 Months | 6.750% |
Need Help Buying a Car?
Use our learning center to research everything you need before you buy a car.
Get Pre-Approved
Apply for a vehicle loan pre-approval and learn about your financing options before you go to the dealer.
Knowledge is power. Be in the know for financial betterment.
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We've further increased our nation-leading deposit rates! Reach your goals with Lafayette Federal.
Earn more, stress less.
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Enjoy our 2.02% APY³ Checking — a premium rate 50 times higher than the national average¹
Simple terms, outstanding rate
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Our members have access to Co-Op Network Shared Branches & ATMs for all basic transaction needs.
Access branches and ATMs nationwide
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