Car Buying
Leave the stress of buying a car behind.
Get a better price – the actual price you will pay at the dealership.
TrueCar® makes the entire process of buying a new car easier. Whether you’re looking for a new or used sedan, SUV, or electric vehicle, conduct detailed research on a wide range of models, and then browse TrueCar dealer inventory until you find what you’re looking for.
Cruise through the purchasing process.
From searching for the right car online to arriving at the dealership, there are so many details that go into making the right deal. Explore how we can help you shop for and finance your next vehicle with ease.
Find Your Car
Start your car-buying journey the right way! Search top brands and get discounted, upfront pricing.
Lock in Savings
New car buyers save an average of $3,533 off MSRP.*
Secure Your Financing
Along with free, car-buying help, take advantage of member discounts so you can get the best rate for your loyalty to Lafayette Federal.
Get Your Car
Head to the dealer knowing exactly what you’ll pay.
Today’s rates
|
Term |
New Auto APR1 |
Used Auto APR1 |
|---|---|---|
|
1APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Qualified Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal and 0.125% discount for qualified fuel efficient vehicle. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. Actual rate may be higher based on income, credit worthiness, and loan to value. 2$25‚000 minimum loan amount required for vehicle loan of 73 to 84 months. Add 2.00% to above pricing for all overseas vehicle loans. 3Financing available for model years 2017-2024. 4Financing available for model years 2021-2024. The rates and terms shown are effective as of September 1, 2024. |
||
|
Term 36 Months |
New Auto APR1 5.000% |
Used Auto APR1 5.000%3 |
|
Term 48 Months |
New Auto APR1 5.000% |
Used Auto APR1 5.000%3 |
|
Term 60 Months |
New Auto APR1 5.500% |
Used Auto APR1 5.500%3 |
|
Term 72 Months |
New Auto APR1 5.500% |
Used Auto APR1 5.500%3 |
|
Term 84 Months2 |
New Auto APR1 6.250% |
Used Auto APR1 6.250%4 |
Our members say the nicest things.
I’ve been a member of LFCU since I joined USAID in 1987 and I plan to remain a member until I die. LFCU has seen me through overseas assignments when we still did business by cable until the present electronic age. They financed my first car and all three subsequent cars, including one I bought last month. LFCU has seen me through accidents, in both West Africa and the US, lost storage, home B&Es in Budapest (twice), and many other fiascos, and have always been there to give advice and help. My mother became a member and LFCU staff were very helpful when it came time to settle her estate. Always kind and going the extra mile.
Mary O. Member
Let’s run the numbers.
Enter the amount you wish to borrow and preferred loan term to determine your estimated monthly payment and interest rate on your auto loan.
APR=Annual Percentage Rate. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly. $25‚000 minimum loan amount required for vehicle loan of 73 to 84 months.
More car buying resources
Explore our blog to research everything you need before you buy your next car.
How to Buy a Car in 2024: A comprehensive guide with insider tips.
“Can I afford to buy a car?” “Is it better to buy a new or used car?” Lots of people are asking these questions now that new car dealers have inventory again and used car prices no longer include pandemic-era premiums. Whether you’re eyeing a new or used vehicle, purchasing a car in today’s market…
Read more
Is 0% Financing the Right Choice? Find out if this option is right for you.
We’ve all heard about zero percent financing from the dealer. The automobile manufacturers’ rates seem great. What could be wrong with them? Plenty, if you take a look at the fine print. Learn more
Read more
Take a Test Drive: What to look for during the behind the wheel test.
Research is a necessary first step before getting behind the wheel for a test drive. Find out the reliability, frequency of repairs and safety data on all of your favorite models. Learn more
Read moreThere’s even more to explore.
Auto Loans
Our Auto Loan options offer an affordable and flexible way to buy the vehicle you’ve always wanted.
Auto Loan Refinancing
Our team will help you decide if refinancing your auto loan is right for you, then work closely with you throughout the process.
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