woman holding keys to new car

Car Buying

Leave the stress of buying a car behind.

Get a better price – the actual price you will pay at the dealership.

TrueCar® makes the entire process of buying a new car easier. Whether you’re looking for a new or used sedan, SUV, or electric vehicle, conduct detailed research on a wide range of models, and then browse TrueCar dealer inventory until you find what you’re looking for.

Cruise through the purchasing process.

From searching for the right car online to arriving at the dealership, there are so many details that go into making the right deal. Explore how we can help you shop for and finance your next vehicle with ease.

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Find Your Car

Start your car-buying journey the right way! Search top brands and get discounted, upfront pricing.

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Lock in Savings

New car buyers save an average of $3,533 off MSRP.*

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Secure Your Financing

Along with free, car-buying help, take advantage of member discounts so you can get the best rate for your loyalty to Lafayette Federal.

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Get Your Car

Head to the dealer knowing exactly what you’ll pay.

Today’s rates

Auto Loans

Term

New Auto APR1

Used Auto APR1

1APR = Annual Percentage Rate. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal and 0.125% discount for qualified fuel efficient vehicle. Actual rate may be higher based on income, credit worthiness, and loan to value. 2$25‚000 minimum loan amount required for vehicle loan of 73 to 84 months. Add 2.00% to above pricing for all overseas vehicle loans. 3Financing available for model years 2017-2024. 4Financing available for model years 2021-2024.

The rates and terms shown are effective as of April 1, 2024.

Term

36 Months 

New Auto APR1

5.000%

Used Auto APR1

5.000%3

Term

48 Months

New Auto APR1

5.000%

Used Auto APR1

5.000%3

Term

60 Months 

New Auto APR1

5.500%

Used Auto APR1

5.500%3

Term

72 Months

New Auto APR1

5.500%

Used Auto APR1

5.500%3

Term

84 Months2

New Auto APR1

6.250%

Used Auto APR1

6.250%4

Our members say the nicest things.

I’ve been a member of LFCU since I joined USAID in 1987 and I plan to remain a member until I die. LFCU has seen me through overseas assignments when we still did business by cable until the present electronic age. They financed my first car and all three subsequent cars, including one I bought last month. LFCU has seen me through accidents, in both West Africa and the US, lost storage, home B&Es in Budapest (twice), and many other fiascos, and have always been there to give advice and help. My mother became a member and LFCU staff were very helpful when it came time to settle her estate. Always kind and going the extra mile.

Mary O. Member

Let’s run the numbers.

Enter the amount you wish to borrow and preferred loan term to determine your estimated monthly payment and interest rate on your auto loan.

APR=Annual Percentage Rate. Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly. $25‚000 minimum loan amount required for vehicle loan of 73 to 84 months.

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