The Beginner’s Guide to Credit Cards
Managing credit cards responsibly is crucial to establishing your credit history. Here’s what to know about opening credit cards and using them. Learn more
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Managing Money & Credit
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Instant Payments: Get Your Money Faster
With our new Instant Payments feature, eligible payments from participating financial institutions can be sent directly to your Lafayette Federal account. Learn more
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Six Ways to Boost Your Credit Score
Credit scores are a vital part of financial wellness, but getting and keeping a high score can be tough. Here are six ways you can start boosting your credit score today.
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Safe Travels: Financial tips every traveler should know.
Whether you’re a seasoned globetrotter or planning your very first international getaway, protecting your finances while traveling is essential. From card security to smart currency exchanges, financial missteps abroad can turn a dream trip into a logistical and emotional nightmare. Planning, being prepared before you leave home, and maintaining awareness of your financial activity while…
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Using Credit as a Tool (and Not a Crutch)
What separates financially confident households from financially stressed ones? The relationship they have with credit. The difference isn’t about income, it’s about intention. Credit is one of the most powerful financial instruments available. Used strategically, it can accelerate wealth: helping you purchase a home that appreciates, smoothing your cash flow during investment cycles, or earning…
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How We Protect You: Stay one step ahead of fraud.
Fraud is constantly evolving, but so are we. At Lafayette Federal Credit Union, protecting your accounts isn’t just a priority, it’s a daily, coordinated effort across multiple teams, advanced technology, and real-time monitoring systems. Here’s a closer look at how we’re working behind the scenes to keep your money safe and what you can do…
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Balancing College Costs with Retirement Planning
If you are within five years of retirement and still financing a college education — or two — you are not alone. Millions of American parents find themselves caught between two of the largest financial obligations of their lives at the very same time. The good news is that with a clear-eyed strategy, you can…
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Preparing Your Taxes: Reduce your stress this year.
Tax season doesn’t have to feel like an annual ambush. For many middle- and higher-income households, the difference between days (or weeks) of stressing out before April’s filing date and a smooth filing often comes down to preparation, not expertise. With a clear framework and some new habits, you can approach tax time with confidence…
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2026 Fraud Trends: What you need to know to protect your money.
Financial fraud is getting more sophisticated and convincing. Scammers use artificial intelligence, psychological tricks, and stolen data to create scams that feel completely legitimate. Once you understand how these schemes work, you can protect yourself and your family. The numbers are staggering: $12.5 billion in consumer fraud losses (FTC, 2024), $16 billion in internet crime…
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