2701 Tower Oaks Boulevard, Rockville, MD 20852
It’s not about me but it’s about you (Lafayette Federal Credit Union Staff)! The warm smiles and the great customer service. Even when I am having a rough day and I go to make my deposits as I am greeted upon my arrival the staff knows me by name and always check to see how my day is going. I really appreciate the excellent customer service you really know how to turn my day around. Always going the extra mile to assist me with any issue or concern I may have. Thanks for making it about me at the end of my visit!
For the last 30 years, I have built an extensive and varied background in the real estate industry. I have sold real estate, originated residential mortgages and have reported on the industry for one of the country’s largest newspapers. Simply, I understand what can be a complex marketplace, yet strive to simplify the process for my clients and customers through straightforward conversation and common-sense solutions. I entered the mortgage banking business in 2002, working for some of America’s largest lenders, where I achieved recognition as a top producer.
During my mortgage career, myself and my team have provided home financing for some of the premier executives at such Baltimore institutions as T.Rowe Price, Legg Mason, Johns Hopkins University, Under Armour, The Baltimore Sun, Exelon Corporation as well as the Baltimore Ravens and WBAL radio and TV. Before going into the mortgage business, I was a reporter and editor for The Baltimore Sun for 18 years, the last six as an assistant business editor where I edited the Sunday Real Estate section.
- More than 20 years of originating residential mortgages
- Expertise in jumbo financing
- My Promise: Professionalism that gets the job done
Calculate Your Payment & More
Before we help you secure your home loan, you’ll get access to calculators and resources to help you estimate how much home you can afford and compare your loan options way before you start the mortgage process.
Save with Lafayette HomeAdvantage®
Get the tools and expertise you’ll need to find and finance your home while saving time and money in the process with our HomeAdvantage® program. Plus, when you use on of the agents in our network, you can earn Cash Rewards — an average of $3,000 in savings!
Find the Best Mortgage Option for You
Finding the right loan option can be a challenge. With our Mortgage Finder Tool, you can select every benefit you want in a home loan, and we’ll provide you with the options that best fit your goals.
Mortgage Checklist for Applicants
Our Mortgage Application Checklist will help you move quickly and smoothly through the application process. You can also download the Mortgage Application Checklist PDF so you’ll always have what you need on hand.
*APR = Annual Percentage Rate. Your APR may vary. Rates subject to change. Must be eligible for membership. The rates provided are based on a variety of conditions which include consumer credit score which may be higher or lower than the individual score. Your loan’s interest rate will depend on the specific loan type and characteristics of your loan transaction and your credit history up to the time of closing. The interest rates are not a replacement for a Loan Estimate and all information presented is subject to change at any time. APR values for mortgage loans assume average closing costs associated with the transaction and may not include additional costs required by loan type (e.g., VA Funding Fee and Private Mortgage Insurance). Actual rates may be obtained by contacting a Lafayette Federal Credit Union Loan Officer. Adjustable rate mortgage products are based on Lafayette Federal’s Cost of Funds Index (COFI) or the Constant Maturity Treasury Rate (CMT). Must be eligible for membership and all borrowers must become a member prior to consummation. $50 minimum balance required to open and earn 0.10% APY** on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY** on Lafayette Federal checking account balances. **APY=Annual Percentage Yield. Rates are subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Contact a Lafayette Federal representative for loan details and restrictions. NMLS #464425. ***Cash Rewards are awarded through the HomeAdvantage program to buyers and sellers who select and use a real estate agent in the HomeAdvantage network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Cash Rewards amounts are dependent on the commissions paid to the HomeAdvantage network agent. Obtaining a mortgage or use of any specific lending institution is not a requirement to earn Cash Rewards. If you are obtaining a mortgage, your lender may have specific rules on how Cash Rewards can be paid out. Cash Rewards are available in most states; however, are void where prohibited by law or by the lender. Please consult with your lender for details that may affect you. NMLS 464425
HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.