Introducing Lafayette Federal Credit Union
We are VHC’s preferred financial partner
About Lafayette
At Lafayette Federal Credit Union, we share VHC Health’s promise of compassionate, high‑quality service. We focus on your financial wellness, so you can focus on what matters most: caring for your patients, your family, and your future.
We’ve got some great options for you.
Designed to help you save with confidence…
Preferred Savings
Open your account with as little as $50 and make additional deposits anytime. Your funds earn more than they would in a share savings account. Plus, you get rewarded with higher dividends when your balance is $20,000 or more.
Premier Savings
Your money has the highest potential for growth with our Premier Savings. With one of our highest rates and a minimum deposit of $50,000, your earnings grow as you deposit more…
…and help you achieve life’s big goals!
Auto Loans
Looking to buy a new or used car, truck, or SUV? Our Auto Loan options are an affordable and flexible way to buy the vehicle you’ve always wanted.
Credit Cards
Achieve more while you gain incredible member benefits and rewards that allow you to make your dreams possible with each purchase.
Essential Worker Mortgage Program
We are proud to offer our Essential Worker Mortgage Program to those who show the utmost in courage and resilience in helping some of the most vulnerable, day in and day out.
Home Equity & Loans
Borrow against your home’s equity for a flexible, revolving line of credit or a convenient, single payout for debt consolidation, home improvements, medical expenses, and more.
Our Statement of Beliefs
Whether it’s charitable giving, financial literacy, or employee development, our commitment to helping people runs deep.
We believe in
building trust.
For over 90 years, Lafayette Federal has served the Washington D.C. metro area. We’ve developed relationships that will last a lifetime. If you’re ever experiencing financial hardships, we’ll be here to assist you. Not only as your financial institution, but also as your credit union family.
We believe in
getting results.
As a credit union, our ‘people helping people’ philosophy means we give back to members. Whether it’s in the form of increased dividends, reduced loan interest rates, or other forms of financial support, we go above and beyond in assisting you to ensure you get the results you deserve.
We believe in
embracing diverse perspectives.
We’re always open to learning from others who have different ideas or ways to solve problems. At Lafayette Federal, your unique perspective matters and we make better decisions because of it.
We believe in
doing what’s right – always.
In every decision or move we make, we’re committed to doing the right thing. The truth is always at the center of how we do business, no matter the consequences. Mistakes happen – but we believe in accountability and always making it right.
Today’s rates
Discover the benefits of saving (and earning) with Lafayette Federal.
|
Balance |
Min. to Open |
Min. to Earn APY1 |
Dividend |
APY1 |
|---|---|---|---|---|
|
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. The rates and terms shown are effective as of December 15, 2025. |
||||
|
Balance up to $19,999 |
Min. to Open $50 |
Min. to Earn APY1 $50 |
Dividend 3.15% |
APY1 3.20% |
|
Balance $20,000 or more |
Min. to Open $20,000 |
Min. to Earn APY1 $20,000 |
Dividend 3.20% |
APY1 3.25% |
|
Balance |
Min. to Open |
Dividend |
APY1 |
|---|---|---|---|
|
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. 2The Premier Savings Account is a tiered-rate account with different rates applied to the different tiers. Member must maintain at least $50,000 in the account to earn dividends on this account. The rates and terms shown are effective as of December 15, 2025. |
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|
Balance 1st $50,000 |
Min. to Open $50,000 |
Dividend 3.20% |
APY1 3.25% |
|
Balance 2nd $50,000 |
Min. to Open – |
Dividend 3.30% |
APY1 3.35% |
|
Balance next $150,000 |
Min. to Open – |
Dividend 3.40% |
APY1 3.46% |
|
Balance next $250,000.00 – $99,999,999.99 |
Min. to Open – |
Dividend 3.50% |
APY1 3.56% |
|
Min. to Open |
Min. to Earn APY1 |
Dividend |
APY1 |
|---|---|---|---|
|
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. The rates and terms shown are effective as of December 15, 2025. |
|||
|
Min. to Open $50 |
Min. to Earn APY1 $50 |
Dividend 0.10% |
APY1 0.10% |
Your personal representative
Contact your personal representative for a complimentary financial review. They’re happy to answer any questions that you may have!
