
Wheat’s Preferred Financing Partner
We’re Lafayette Federal – your local credit union built to support what’s next.
Fast Approval Process
Get approved quickly and start your project sooner.
Apply NowAvoid Unecessary Fees
Always expect transparent terms with no surprises.
Calculate Your PaymentWheat’s Award Winning Projects
Wheat’s Landscape is the top choice for all your landscaping needs. With over four decades of experience in the industry, they have been transforming outdoor spaces since 1978. Take a look at some of their most recent work.

























Start Your Home Transformation Today!
Borrow up to $75,000 with our Home Improvement Loan1. Don’t let budget constraints hold you back from creating the perfect outdoor retreat.
Get a Free Consultation
Meet with Wheat’s Landscape to plan your dream outdoor space.
Apply for Financing
Submit a quick and easy loan application with Lafayette Federal and get a decision in days.
Bring Your Vision to Life
Watch as your outdoor oasis takes shape with Wheat’s Landscape.
Your dream outdoor space is now within reach!
Lafayette Federal Credit Union has partnered with Wheat’s Landscape Company to offer an exclusive Home Improvement Loan, designed to make your landscaping projects more affordable and hassle-free. Whether you’re looking to enhance curb appeal, add a stunning patio, or create a backyard retreat, our tailored financing solution helps you achieve your vision with ease.

Calculate Your Payment
Estimate your monthly payment when you finance your next home improvement project with Lafayette Federal.
Calculated payments shown are for estimation purposes only. Actual loan payment amount will be disclosed at loan closing and may differ slightly.

Borrow up to $75,000 Today!¹
With our Home Improvement Loan, you can increase your home’s value with great terms and low rates.
Increase the value of your home
You can borrow anywhere from $5,000 to $75,000 to make all kinds of improvements to your home — without using your home’s equity.
Term |
APR1 |
Loan Amounts |
---|---|---|
¹APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit² into member’s LFCU checking account. ²Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender. The rates and terms shown are effective as of May 1, 2025. |
||
Term 5 years |
APR1 10.74% |
Loan Amounts Up to $15K |
Term 10 years |
APR1 10.74% |
Loan Amounts $15.1K to $20K |
Term 12 years |
APR1 10.74% |
Loan Amounts $20.1K to $30k |
Term 15 years |
APR1 10.74% |
Loan Amounts $30.1 to $75k |
Ready to apply for a Home Improvement Loan?
Disclosures
¹APR = Annual Percentage Rate. Rates and terms subject to change without notice. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit² into member’s LFCU checking account. ²Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal is an equal opportunity lender.
The rates and terms shown are effective as of April 1, 2025.
Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
Lafayette Federal is an Equal Opportunity Lender.
Equal Housing Lender. NMLS#: 464425
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