Ready, Set, Switch!

¹Lafayette Federal membership is required. Offer is valid through December 31, 2026. Offer is subject to change without notice. $200 checking account offer not available to existing Lafayette Federal members. You can receive only one checking account related bonus per membership. Promo is good for one-time use per membership. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible. To receive $200, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security, or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $200 will be deposited within 60 days of meeting requirements.  Savings account and loan offer eligible to all new memberships within first 45 days of account opening. To receive $50, member must open a Preferred or Premier savings account and deposit at least $100 into the savings account within the first 45 days of account opening. $50 will be deposited within 60 days of meeting requirements. To receive $50, member must apply for an eligible consumer loan within the first 45 days of account opening. Eligible consumer loan applications include Credit Cards, Signature Loans, Redi Cash Loans, Credit Builder Loans, and Auto Loans. Excluded products include mortgages, Home Equity Lines of Credit, and Home Improvement Loans. Loan approval is subject to creditworthiness. $50 will be deposited within 60 days of meeting requirements. A $50 minimum balance is required to open and maintain a Lafayette Federal share savings account and earn 0.10% APY (Annual Percentage Yield). APY is subject to change.

²Lafayette Federal membership is required. Offer not available to existing Lafayette Federal members with previously established direct deposit. You can receive only one direct deposit related bonus per membership. Offer is good for one-time use per membership. Offer is valid through December 31, 2026. Member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. $100 will be deposited within 90 days of verification of member’s initial QDD. $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on LFCU share savings account balances. Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.

³Early access to direct deposit funds depends on the timing of the submission of the payment file from the payer and standard fraud prevention screening. We generally make these funds available on the day the payment file is received, which may be up to 2 days earlier than the scheduled payment date. Early access is available for personal accounts only, and is offered at the discretion of the Credit Union. We reserve the right to cancel the service at any time without notice. Dividends will begin to accrue on the day early pay funds are received.