We are committed to getting you into your dream home.
People helping people. It’s the credit union philosophy, and one we firmly stand by. In exchange for your tireless service, let us take care of you by getting you into your dream home.
We are proud to offer our NEW Essential Worker Mortgage Program1 to those who show the utmost in courage and resilience in helping some of the most vulnerable, day in and day out.
Your customized mortgage program includes the following:
Eligibility for several essential worker categories
including current or retired law enforcement officers, educators, health care workers, firefighters and other first responders, veterans or active-duty members of the U.S. military or their surviving spouse, and COVID-related essential workers2
to lower your monthly payment
Up to 100% financing
means less upfront funding needed
Loans to $750,000
to increase your home affordability
Combined Loan-to-Value (LTV) ratios to 105%
to allow for Grand Program funds
from our experience mortgage professionals
Primary residence eligibility
make your house a home
Private Mortgage Insurance
required for loans 90% LTV or greater
Lafayette Federal offers nationwide membership eligibility!
Already a member?
¹Offer applies to a 5/5 Adjustable Rate Mortgage (ARM) only. ²Lafayette Federal Credit Union employees, family members, and volunteers, in addition to employees of other financial institutions, are excluded from offer. Other restrictions may apply. Must be eligible for membership. $50 minimum balance required to open and earn 0.10% APY (APY = Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 2.04% APY on LFCU checking account balances up to $25,000 and 0.025% APY on checking balances over $25,000. Please visit LFCU.ORG/2For22 for full checking account requirements. Rates current as of October 1, 2022 and subject to change without notice. Your savings are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government. Lafayette Federal Credit Union is an equal housing lender. NMLS# 464425.