Detox Your Debt. Boost Your Rewards.
Earn up to $500 in bonuses2 when you start your Debt Detox Journey with Lafayette Federal.
No fees. No hassle. Simply Better Banking.
Enjoy smarter, hassle-free accounts designed to support your financial success.
Earn Your $5002 Bonus in 3 Easy Steps
Get rewarded for building strong financial habits from the start. That’s up to $5002—just for setting yourself up for success.
Get a $300 Bonus2
when you open a new Lafayette Federal checking account and set up a qualified direct deposit within 45 days.
Plus a $100 Bonus2
when you open a Preferred or Premier savings account and deposit $500 or more.
Plus Another $100 Bonus2
when you apply for an eligible consumer loan.
Lafayette Federal Savings Account
Take advantage of our savings accounts and enjoy the perks.
|
Balance |
Min. to Open |
Dividend |
APY1 |
|---|---|---|---|
|
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. 2The Premier Savings Account is a tiered-rate account with different rates applied to the different tiers. Member must maintain at least $50,000 in the account to earn dividends on this account. The rates and terms shown are effective as of June 29, 2026. |
|||
|
Balance 1st $50,000 |
Min. to Open $50,000 |
Dividend 3.20% |
APY1 3.25% |
|
Balance 2nd $50,000 |
Min. to Open – |
Dividend 3.30% |
APY1 3.35% |
|
Balance next $150,000 |
Min. to Open – |
Dividend 3.40% |
APY1 3.46% |
|
Balance next $250,000.00 – $99,999,999.99 |
Min. to Open – |
Dividend 3.50% |
APY1 3.56% |
|
Balance |
Min. to Open |
Min. to Earn APY1 |
Dividend |
APY1 |
|---|---|---|---|---|
|
Savings Account dividends will be compounded and credited monthly on the last day of each calendar month. For example, dividends for January will be credited on January 31, giving you a more regular return on your deposits. Dividend Rates and APYs are variable and are subject to change. Certain fees and charges may apply to your share account as disclosed in the current Schedule of Fees. Assessed fees may reduce earnings. 1APY=Annual Percentage Yield. The rates and terms shown are effective as of June 29, 2026. |
||||
|
Balance up to $19,999 |
Min. to Open $50 |
Min. to Earn APY1 $50 |
Dividend 3.15% |
APY1 3.20% |
|
Balance $20,000 or more |
Min. to Open $20,000 |
Min. to Earn APY1 $20,000 |
Dividend 3.20% |
APY1 3.25% |
The Official Credit Union of D.C. United and Washington Spirit
Membership has its perks. Lafayette Federal members receive exclusive access to ticket and merchandise discounts, special giveaways and sweepstakes, meet-and-greet opportunities, and other exciting member-only benefits.
Our members saved $35.2 million last year1
*1Direct financial benefits to members during the 12 months ending December 2025 as defined in the CUNA Membership Benefits Report for Lafayette Federal Credit Union. For more information regarding this analysis, please visit www.datatrac.net/memberbenefits. ©CUNA, ©Datatrac
Back to top Our members say the nicest things.
I joined LFCU in 1976, upon coming to USAID, and was fortunate to win the top door prize in the first annual meeting I attended, in 1977. Since draft accounts were first offered in 1981, I direct deposited my salary check until I retired, and we now have our annuities direct deposited. Our daughter still uses the account we opened for her as a six-year-old for direct deposit of her salary, and we have established savings accounts for our granddaughters to help them develop values of thrift and deferred gratification. We look forward to LFCU continuing to effectively provide for our financial services needs throughout our retirement.
Kenneth M.Member
Disclosures
2Lafayette Federal membership is required. Offer valid through December 31, 2026. Offer is subject to change without notice. Offer available only to new members enrolled through a Select Employer Group (SEG) with a Membership Development Officer; accounts must be coded under an eligible SEG. Promo is good for one-time use per membership. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible. $300 checking account offer not available to existing Lafayette Federal members. You can receive only one checking account related bonus per membership. Member must open a Lafayette Federal checking account, debit card, and online banking to be eligible. To receive $300, member must set up and maintain at least one (1) qualified direct deposit (QDD) of at least $500 per month. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security, or other periodic payment of at least $500 into a checking or savings account on a month-to-month basis made by an outside organization or agency. QDD must be established within 45 days of account opening. $300 will be deposited within 60 days of meeting requirements. Savings account and loan offer eligible to all new memberships within first 45 days of account opening. To receive $100, member must open a Preferred or Premier savings account and deposit at least $100 into the savings account within the first 45 days of account opening. $100 will be deposited within 60 days of meeting requirements. To receive $100, member must apply for an eligible consumer loan within the first 45 days of account opening. Eligible consumer loan applications include Credit Cards, Signature Loans, Redi Cash Loans, Credit Builder Loans, and Auto Loans. Excluded products include mortgages, Home Equity Lines of Credit, and Home Improvement Loans. Loan approval is subject to creditworthiness. $100 will be deposited within 60 days of meeting requirements. A $50 minimum balance is required to open and maintain a Lafayette Federal share savings account and earn 0.10% APY (Annual Percentage Yield). APY is subject to change. Federally insured by NCUA.
​Your savings are federally insured up to $250,000 by the National Credit Union Administration, an agency of the U.S. government.
