Henry Molina">

Author: Henry Molina

Recent Posts

College Budgeting 101: How to save money while being a student.

Back-to-school season is upon us, and a new semester means new expenses. Saving money in college can be difficult, but finding smart ways to budget and save is an important step to avoid piling debt in college. Help yourself (and your finances) by implementing new budget habits to your fall routine this year. Read below for five easy tips on how you to maximize your savings this semester and beyond. Learn more

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Understanding Overdraft Protection: What it is and how it can help you.

At one point or another, many of us have had overdrawn accounts due to a slight oversight in our budgeting, delay in a check deposit, or just simply not having enough funds to cover expenses. Overdrawing your account can be embarrassing, but more importantly can impact your financial health if you don’t have the right safeguards in place. Fortunately, there are things you can do to prevent overdrawing your account from happening to you. Learn more

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Debit Cards Versus Credit Cards: Pros and cons of each type of card.

Debit cards versus credit cards: Two similar, yet very different payment methods. Proponents for each side offer their case. Debit card proponents have stated that credit cards lead to dangerous spending habits and mountains of debt. Credit card proponents tout that when used responsibly, credit cards can build positive credit history, provide attractive travel and cashback rewards, and offer other benefits over debit cards, such as better fraud protection and improved credit scores. So which side is correct? Learn more

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