man eating breakfast inside of conversion van rv

Boat & RV Loans

It’s time to plan your next epic adventure.

Experience leisure and luxury.

Whether your next family vacation will be on the bay or at a secluded campground, we’ve got loan options to help you plan your fun-filled adventure.

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Flexible terms

Finance your boat or RV for up to 15 years.

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Affordable financing

Get up to 90% financing to cover the cost of your new boat or RV.

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Various loan options

Borrow up to $150,000 to help fund your next adventure.

Get ready to hit the water.

Make waves this summer and enjoy the ocean air with flexible financing and competitive interest rates that will have you on the water in no time.

When finance your next new or used boat with Lafayette Federal, you get access to…

  • Financing up to 90% of the purchase price
  • Flexible repayment terms
  • An easy application process

Apply Now

friends diving into water from boat

Take your time and see the great outdoors.

Sometimes the best trips are spent on the road. Make your next outdoor experience special with great rates and incredible terms to keep you headed down the path of your choice. We provide…

  • Affordable financing
  • Flexible repayment terms
  • Easy application process

Apply Now

friend by bonfire in front of motorhome

Today’s rates

Boat Loans

Term

APRas low as

Amount (up to 90% Purchase Price or Value)

1APR=Annual Percentage Rate. Restrictions apply. May not be used in conjunction with other offers or promotions. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Loan amount up to 90% of value, up to $150,000. Vehicles for personal, non-business use and houseboats used as primary residences as defined by the IRS and NCUA only.

The rates and terms shown are effective as of May 1, 2024.

Term

Up to 5 years

APRas low as

10.75%

Amount (up to 90% Purchase Price or Value)

$5,000 to $20,000

Term

Up to 12 years

APRas low as

10.75%

Amount (up to 90% Purchase Price or Value)

$20,001 to $75,000

Term

Up to 15 years

APRas low as

10.75%

Amount (up to 90% Purchase Price or Value)

$75,001 to $150,000

RV Loans

Term

APR1 as low as

Amount (up to 90% Purchase Price or Value)

1APR=Annual Percentage Rate. Restrictions apply. May not be used in conjunction with other offers or promotions. Stated APR is the lowest rate available for qualified members and reflects 0.25% discount for Direct Deposit and automatic debit of loan payment from Checking Account with Lafayette Federal. Actual rate may be higher based on income, credit worthiness, and loan to value. Loan amount up to 90% of value, up to $150,000. Vehicles for personal, non-business use and houseboats used as primary residences as defined by the IRS and NCUA only.

The rates and terms shown are effective as of May 1, 2024.

Term

Up to 5 years

APR1 as low as

10.75%

Amount (up to 90% Purchase Price or Value)

$5,000 to $20,000

Term

Up to 12 years

APR1 as low as

10.75%

Amount (up to 90% Purchase Price or Value)

$20,001 to $75,000

Term

Up to 15 years

APR1 as low as

10.75%

Amount (up to 90% Purchase Price or Value)

$75,001 to $150,000

Our members say the nicest things.

Lafayette Federal has been my trusted credit union for the last 34 years, providing for me while I served both overseas and here in the United States! You have helped me to plan for the future, finance mortgages, fund my business start-up, and save for retirement. Thanks for being my bedrock as I now look forward to enjoying this next phase of my life!

Brian R. Member

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