Unlock your home’s value for just about any project you have in mind.
Make additions to your home, consolidate bills, pay college tuition, take a family vacation, or if you just want a safety net—the possibilities are endless.
We offer affordable repayment terms for up to 30 years. Plus, there’s no penalties for prepayment or annual fees.
Finance Any Large Purchase
Borrow up to 95% of your home’s value1 to finance major purchases like home projects, vacations, and even weddings!
Reuse the Funds
As a revolving line of credit, you can use the funds for home renovations or consolidating debt over time.
My boyfriend started this account back in the 70s! Here we are married 45 years and we still depend on LFCU. Bought the engagement ring, paid for the babies, got the mortgage, enjoying for retirement trips. Thanks LFCU.Sarah B.
Your equity is determined by subtracting your mortgage balance from your home’s appraised value.
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1Minus first mortgage balance. Certain fees, conditions and restrictions may apply. Home Equity Lines of Credit and Home Equity Loans are secured by your home. If you’re paying off an existing real estate loan, the Credit Union does not cover costs imposed by other lenders, if any. Rates and terms subject to change without notice. Loan approval subject to credit evaluation. APR = Annual Percentage Rate. NMLS 464425
Home Equity Loans and Home Equity Lines of Credit are not available in Texas.
HOME MORTGAGE DISCLOSURE ACT (HMDA) NOTICE: The HMDA data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age and income of applicants and borrowers; and information about loan approvals and denials. HMDA data for many other financial institutions are also available online. For more information, visit the Consumer Financial Protection Bureau’s website.