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Serving members worldwide since 1935.
Life is full of adventures—some are great, some not so much. Whatever life throws your way, you’re all set with Redi Cash. An open-ended line of credit used in conjunction with your Lafayette Federal checking account, Redi Cash is protection that is activated when you overdraw your account or available when you need some extra cash.

Planning a home remodel? Got an upcoming wedding? Need a car repair ASAP? No problem. With Redi Cash, YOU’RE in control of your life. Open a Redi Cash Line of Credit, and you’ll receive a $50 bonus, on us!

Redi Cash is packed full of benefits:

  • As low as 9.99% APR2
  • Limits up to $30,000
  • No collateral required
  • Flexible payment options
  • Online account access

Apply for a Redi Cash by 3/31/2020 to be eligible for this limited-time offer.

1Application must be received by March 31, 2020 to qualify for special offer. A Lafayette Federal Checking Account is required to open a Redi Cash Line of Credit. Qualified members will receive a $50 deposit into their checking account by May 10, 2020. If Redi Cash Line is closed within the first 6 months, $50 deposit will be deducted from account. 2APR=Annual Percentage Rate. Regular rate of 9.99% APR applies to the line of credit. Standard underwriting guidelines will apply. Stated APR is the lowest rate available for qualified members. Actual rate may be higher based on income, credit worthiness, and extended loan terms. APR reflects 0.25% discount for automatic payment made from member’s LFCU account and established qualified direct deposit into member's LFCU checking account. Qualified direct deposit is a recurring direct deposit of a paycheck, pension, Social Security or other periodic payment of at least $500 into a checking account on a month-to-month basis made by an outside organization or agency. Monthly minimum payment is $30 per $1,000 borrowed. Rates and terms subject to change without notice $50 minimum balance required to open and earn 0.10% APY (Annual Percentage Yield) on Lafayette Federal share savings account balances. $5 minimum balance required to open and earn 0.025% APY on LFCU checking account balances. Rates effective March 1, 2020. Rates may change at any time without prior notice, before or after the account is opened. Your savings federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. government.
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