Six Ways to Boost Your Credit Score
Credit scores are a vital part of financial wellness, but getting and keeping a high score can be tough. Here are six ways you can start boosting your credit score today.
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Author: Jennifer Carranza
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Safe Travels: Financial tips every traveler should know.
Whether you’re a seasoned globetrotter or planning your very first international getaway, protecting your finances while traveling is essential. From card security to smart currency exchanges, financial missteps abroad can turn a dream trip into a logistical and emotional nightmare. Planning, being prepared before you leave home, and maintaining awareness of your financial activity while…
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Housing Market Update
June 18, 2026 Recent global events continue to influence the housing and mortgage markets. Ongoing conflict involving Iran has contributed to higher energy prices, which can fuel inflation concerns. When inflation expectations rise, mortgage rates often follow suit. Adding to the uncertainty, a stronger-than-expected jobs report has some market observers questioning whether the Federal Reserve…
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Need More Time After Selling Your Home? A Leaseback May Help
Selling a home and buying another doesn’t always happen on the same timeline. Sometimes sellers need a little extra time after closing to move into their next home. That’s where a leaseback agreement can help. A leaseback, also known as a rent-back agreement, allows the seller to remain in the home for an agreed-upon period…
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Housing Market Update
May 15, 2026 Mortgage rates don’t move in isolation. Economic trends, inflation, and even global events can all influence what borrowers see when shopping for a home loan. Right now, one of the biggest factors impacting rates is rising inflation tied to higher energy costs. Ongoing instability in the Middle East — particularly around the…
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Understanding Cash to Close When Purchasing a Home
Even before starting your home-buying journey, you’re probably already aware that the numbers aren’t just about the home’s purchase price and your down payment. There are dozens of smaller fees, expenses, credits, and adjustments in the real estate transaction that you need to account for. This is where the term “cash to close” comes into…
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Using Credit as a Tool (and Not a Crutch)
What separates financially confident households from financially stressed ones? The relationship they have with credit. The difference isn’t about income, it’s about intention. Credit is one of the most powerful financial instruments available. Used strategically, it can accelerate wealth: helping you purchase a home that appreciates, smoothing your cash flow during investment cycles, or earning…
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How We Protect You: Stay one step ahead of fraud.
Fraud is constantly evolving, but so are we. At Lafayette Federal Credit Union, protecting your accounts isn’t just a priority, it’s a daily, coordinated effort across multiple teams, advanced technology, and real-time monitoring systems. Here’s a closer look at how we’re working behind the scenes to keep your money safe and what you can do…
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Balancing College Costs with Retirement Planning
If you are within five years of retirement and still financing a college education — or two — you are not alone. Millions of American parents find themselves caught between two of the largest financial obligations of their lives at the very same time. The good news is that with a clear-eyed strategy, you can…
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