Jennifer Carranza">

Author: Jennifer Carranza

Recent Posts

Financial Considerations for Open Enrollment Season

Open Enrollment comes around once a year, and it’s one of the most important financial decision-making windows you’ll face—yet too often people rush through their benefit selections or simply choose the same options as the previous year. With rising healthcare costs, evolving insurance offerings, and changing family needs, your benefits choices can significantly impact your…

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Fall Into Financial Wellness: Get ahead before the year ends.

Shorter days and colorful leaves? Fall is here. Many households find their financial lives getting busier at this time of year—and often more expensive. Holiday shopping, year-end bills, property taxes, and even unexpected home repairs can make the fall season stressful if you are not prepared. All this activity also makes fall the perfect time…

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Estate Planning Basics: What every adult should know.

Estate planning often sounds complicated, but the bottom line is it’s about protecting your loved ones and making sure your wishes are carried out. Whether you’re just starting your career, raising a family, or enjoying retirement, having an estate plan is essential. At Lafayette Federal Credit Union, we’re here to help you understand the basics…

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Anniversary Spotlight: Celebrating 90 years of serving our members.

This year, Lafayette Federal Credit Union proudly celebrates 90 years of service—nine decades of unwavering commitment to helping our members achieve financial security. Founded in 1935 as the 1825 H Street Federal Credit Union, we began our journey during one of the most challenging periods in American history. Today our primary focus stays the same:…

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Fraud Prevention in the AI Age: Staying ahead of the scams.

Imagine getting a text from your credit union or bank about suspicious activity on your account. The number looks real. The message sounds official. Or maybe you get a call from someone who sounds exactly like your grandson, asking for emergency money. Welcome to 2025—where artificial intelligence (AI) has taken scams to a whole new…

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Demystifying Health Savings Accounts (HSAs)

Health Savings Accounts (HSAs) are one of the most underutilized tools for building both short-term healthcare security and long-term wealth. Understanding how HSAs work—and how they differ from other accounts—can help you maximize their unique advantages. Let’s look at one of the best benefits available for today’s workforce (and what to do if your employer…

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National Preparedness Month: Financial Emergency Readiness

September is National Preparedness Month, a reminder to consider how ready we are to face the unexpected. Most people don’t like “planning for a rainy day,” but being well-prepared for one can keep a challenging time from becoming a disaster. At Lafayette Federal, we know financial preparedness is just as important as having bottled water,…

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