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One great benefit of being a homeowner is the access you have to equity. Equity in a home refers to the portion of your home’s value that you own free and clear. This simplified calculation can help you see how much equity you have in your property: Home Equity = Current Market Value of Your…
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Your credit score plays a major role in unlocking many financial benefits, products, and services in today’s society. Securing a mortgage for your dream home, enjoying the many conveniences of credit cards, and even accessing the necessary funding for higher education, are all dependent on having a strong credit score. Your credit score also determines…
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Most everyone has felt the effects of rising food prices, while shopping at the grocery store and dining out at restaurants. In 2022 alone, the price of food rose a whopping 9.9%, leaving a profound impact on our budgets. Similarly, you may have also noticed the effects of shrinkflation, the phenomenon of paying the same…
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In a world brimming with unpredictability, one undeniable truth emerges: life’s journey remains uncertain. This reality extends its grasp to our financial domain. While we actively endeavor to cultivate financial proficiency, competence, and readiness – saving emergency reserves, sowing seeds for our future, and adhering to fiscal frameworks – the specter of the unforeseen forever…
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Choosing where to entrust your hard-earned money, secure a loan, acquire knowledge, and make investments is a decision of immense significance. Beyond desiring optimal terms and rates, safety, reliability, and trustworthiness in financial institutions are also paramount. Often overshadowed by colossal banking entities, credit unions can be misconceived, leading consumers to miss out on their…
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As more and more headlines emerge of sweeping layoffs among our country’s major corporations, unemployment doesn’t appear to be slowing down anytime soon. As organizations struggle with reduced revenue and profit, they’re scrambling to find ways to slash expenses, and that often means eliminating jobs. Finding yourself unemployed can be disheartening and scary, especially if…
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Preparing for college can be exciting, time-consuming, and even downright stressful. You likely have a lot on your plate with college applications, course selection, room/boarding, and so much more. As you embark on this new chapter, you’ll want to ensure you’re doing everything you can to set yourself up for success, especially when it comes…
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Money, or the lack thereof, has become a significant source of stress for many in today’s economy. It’s no wonder, given the ever-increasing cost of living, goods, services and other expenses that we face on a daily basis. Fortunately, there are strategies to help you face and overcome financial anxiety: Identify the source of your…
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Building a strong financial base necessitates not only saving and investing, but also comprehending your financial alternatives and recognizing the significance of financial security. In this article, we’ll explore the importance of financial security, saving consistency, and explore and define the various options that are available to you. Why Financial Security Is Important Financial security…
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