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Financial fraud is getting more sophisticated and convincing. Scammers use artificial intelligence, psychological tricks, and stolen data to create scams that feel completely legitimate. Once you understand how these schemes work, you can protect yourself and your family. The numbers are staggering: $12.5 billion in consumer fraud losses (FTC, 2024), $16 billion in internet crime…
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Last month, we reaffirmed our commitment to member-centered financial guidance by hosting our annual Financial Wellness Week. Designed to proactively connect members with personalized financial advice, the week-long initiative demonstrated that thoughtful planning, flexibility, and consistent outreach can deliver meaningful impact—even when unexpected challenges arise in the form of several inches of ice blanketing our…
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Choosing where to place your savings matters more than most people think. Every year consumers lose thousands in potential earnings simply because they parked money in the wrong vehicle—not because they made risky bets, but because they didn’t match their tools to their timeline. The difference between a savings account and a share certificate isn’t…
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Created by the FTC (Federal Trade Commission), Identity Theft Awareness Week is January 26–30, 2026), featuring events and tools to help consumers prevent, detect, and recover from identity theft. Mark your calendar, explore the resources, and take these steps to protect yourself from identity theft.
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Our Mission in Action This past year, Lafayette Federal showed up. From food drives and faculty presentations to 1×1 career mentoring, we’re committed because the communities we serve are our communities, too. You’ll find us at neighborhood festivals, small‑business workshops, and school stadiums, building relationships and delivering resources that help families thrive and achieve their…
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The start of a new year offers a powerful opportunity to reset your finances. After months of holiday spending, rising costs, and busy schedules, many households find their budgets stretched and their goals slipping away. The good news? A few thoughtful adjustments can help you regain control quickly and set the foundation for lasting success.…
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A new year is more than a calendar reset — it’s an opportunity to get intentional about your money and what you do with it. Whether you’re building wealth, protecting what you’ve already accumulated, or planning for major life milestones, having a plan will help you get there. Most successful plans include a checklist of…
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The holiday season and year-end inspire generosity, but effective charitable giving requires more than good intentions. Whether you’re a first-time donor or a seasoned philanthropist, understanding how to maximize your impact while optimizing tax benefits can transform your approach to giving. This guide can help you make informed decisions about charitable donations, understand the purpose and value of donor-advised funds, and explain some of…
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Yes, you can create lasting holiday memories without draining your wallet or creating debt. Smart spending strategies can result in a festive season that supports your family’s financial wellness and teaches valuable lessons about intentional consumption. Whether you’re looking to optimize your holiday budget or create more meaningful celebrations, these approaches can help you and…
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