Author: Jennifer Carranza

The holiday season and year-end inspire generosity, but effective charitable giving requires more than good intentions. Whether you’re a first-time donor or a seasoned philanthropist, understanding how to maximize your impact while optimizing tax benefits can transform your approach to giving. This guide can help you make informed decisions about charitable donations, understand the purpose and value of donor-advised funds, and explain some of…

Yes, you can create lasting holiday memories without draining your wallet or creating debt. Smart spending strategies can result in a festive season that supports your family’s financial wellness and teaches valuable lessons about intentional consumption. Whether you’re looking to optimize your holiday budget or create more meaningful celebrations, these approaches can help you and…

As the year winds down, many in our community are taking time to process what 2025 brought—financially and personally. For a substantial portion of workers in the DMV, especially those employed by the federal government or in industries tied to federal contracts, this was not an easy year. Layoffs, hiring freezes, furloughs, and the extended…

For many of us, the holidays bring joy, connection, tradition—and often an unusual number of opportunities to talk about money. Whether you’re supporting aging parents, guiding young adult children, or trying to balance the expectations of multiple generations, this time of year naturally puts family financial dynamics front and center in most people’s minds. Talking about money can be awkward, even difficult, but…

The holiday season is almost here. Black Friday is just around the corner. Everyone is talking about “affordability.” You might be feeling stressed about how much money you will spend soon. With the right approach, you can enjoy the season, score some great deals, and keep your finances on track – and that’s cause for…

As 2025 winds down, now is the time for DMV residents – especially those balancing higher property and income taxes – to focus on taking advantage of new tax rules that can make a real difference on your tax return for this year. The most significant update this year is the increase in the State…

Thanksgiving reminds us that true wealth isn’t measured only in dollars— living a life filled with gratitude, generosity, and community brings comfort and security in many ways. With that in mind, the start of the holiday season is the perfect time to reflect on our financial habits and discover how being thankful and community-oriented can…

Open Enrollment comes around once a year, and it’s one of the most important financial decision-making windows you’ll face—yet too often people rush through their benefit selections or simply choose the same options as the previous year. With rising healthcare costs, evolving insurance offerings, and changing family needs, your benefits choices can significantly impact your…

Shorter days and colorful leaves? Fall is here. Many households find their financial lives getting busier at this time of year—and often more expensive. Holiday shopping, year-end bills, property taxes, and even unexpected home repairs can make the fall season stressful if you are not prepared. All this activity also makes fall the perfect time…