Jennifer Carranza">

Author: Jennifer Carranza

Recent Posts

Make the Most of Your Tax Refund: Explore these excellent investment choices.

For most Americans, a tax refund can offer a lifeline for their finances—especially considering recent inflation, increased interest rates, and economic uncertainty. It can be a welcome relief for many, allowing for important financial goals to be met, such as debt consolidation or increased savings. With the average tax refund for 2023 clocking in at…

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How to Teach Kids to Save: Six strategies for success.

We all want what’s best for our children. Parents and educators instill knowledge, values, and skills into young people from an early age, teaching everything from basic life skills to academic knowledge to character development. But what about finance skills? At its core, saving money is a fundamental habit that is crucial for achieving long-term…

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Your Financial Capability Matters: Take action today with four simple steps.

Having a solid financial education is an essential skill for individuals of all ages, backgrounds, and income levels. The increasing complexity of financial products and services, the rise of digital banking (and subsequent scams), and the growing importance of financial planning have made financial literacy more critical than ever before.  And since April is Financial…

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Social Security: An in-depth guide to understanding the program.

Social Security plays a crucial role in promoting financial stability and security for millions of Americans, making it an essential component of the social safety net. It’s a welcome benefit to many, including retirees, disabled individuals, and those who have lost a spouse or parent. This government program provides financial assistance to 66 million people…

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Budgeting for a Recession: The dos and don’ts for weathering a financial storm.

The term recession has become a hot topic of discussion over the past 12 months. Financial analysts, politicians, and news outlets have all discussed the possibility of a strong economic downturn. These predictions, along with skyrocketing inflation, have understandably left many Americans feeling concerned about their financial future. Fortunately, there are ways to work with…

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