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July 15, 2026 Will Mortgage Rates Go Down? Here’s What Homebuyers Should Know Will mortgage rates go down? It’s one of the most common questions homebuyers are asking today. While no one can predict interest rates with certainty, current economic conditions suggest that mortgage rates may remain higher than many buyers had hoped for…
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However, since buying a home is one of the largest investments you can make, a comprehensive home inspection is also one of the most critical steps in this process. A professional inspection helps uncover hidden problems that may not be visible during a casual walkthrough—issues that could cost thousands of dollars in repairs and even…
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During our recent First-Time Homebuyer Webinar, Lafayette Federal’s mortgage experts walked attendees through the homebuying process, from understanding credit requirements and obtaining a strong pre-approval to exploring financing options designed to make homeownership more accessible. The session also highlighted Lafayette’s Essential Workers Mortgage Program, which offers qualified borrowers up to 100% financing with no private…
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Building wealth through real estate isn’t just for seasoned investors. With the right strategy, financing, and market knowledge, real estate can become a powerful tool for creating long-term financial stability and growing your net worth. Learn more
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But while most home buyers easily get awestruck by landscaping and outdoor spaces during showings, many overlook the actual cost of maintaining them. From lawn upkeep, irrigation repairs, to tree maintenance, the costs can add up quickly, especially for larger properties with elaborate landscaping features. If you’re a first-time home buyer, understanding the true costs…
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Shredding your confidential documents is a secure and environmentally responsible way to safely dispose of sensitive information. From old bank statements and tax records to medical bills and credit card offers, shredding sensitive paperwork helps reduce the risk of identity theft and fraud while keeping your personal information out of the wrong hands. Many everyday…
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Rockville, MD – Lafayette Federal Credit Union is pleased to announce the addition of Anthony Pica and Don Springer to its business banking team, reinforcing the credit union’s commitment to expanding and enhancing its commercial banking services. In their new roles, Pica and Springer will play critical parts in leading Lafayette Federal’s newly revamped business…
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Rockville, MD –Lafayette Federal Credit Union is proud to announce it has been named a 2026 Top Workplaces award winner by USA Today, a distinguished honor recognizing organizations nationwide for building exceptional, people-first workplace cultures. This is the third consecutive year Lafayette Federal has earned this distinction, reflecting its ongoing commitment to a strong, people‑first workplace culture. The USA Today Top…
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Washington, D.C. (04/08/2026) — The Washington Spirit announced a partnership with Lafayette Federal Credit Union today, naming Lafayette Federal the Official Credit Union of the Spirit. The agreement brings together two organizations deeply tied to the Washington, D.C. area looking to make an impact across the region. As part of the partnership, the Washington Spirit…
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