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Budgeting for a Recession: The dos and don’ts for weathering a financial storm.

The term recession has become a hot topic of discussion over the past 12 months. Financial analysts, politicians, and news outlets have all discussed the possibility of a strong economic downturn. These predictions, along with skyrocketing inflation, have understandably left many Americans feeling concerned about their financial future. Fortunately, there are ways to work with…

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Important Information Regarding Your 1099-INT Tax Document

Please be advised that you will now receive one consolidated 2022 1099-INT tax document, which will include the total dividends earned between all of your accounts. The form will list the account number with the largest 2022 dividend payout, and will be located within Online Banking under this same account if you are enrolled in…

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Lafayette Federal Remains Safe, Secure, and Committed to Your Financial Well-Being

We understand that news about Silicon Valley Bank and Signature Bank has raised concerns about the safety and stability of financial institutions. These banks experienced a failure rooted from poor risk management and losses from fixed rate investments. At Lafayette Federal Credit Union, we have consistently adopted prudent and conservative risk management practices and have…

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Identity Theft Tax Fraud

Filing your taxes is a rite of passage for those of us in working world, one that can be confusing, exhausting and daunting. Unfortunately, fraudsters take advantage of this often overwhelming time with an ever-growing scam that involves stealing your personal information, such as your social security number (SSN), and using it to file (and…

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Tell-Tale Signs You’re Falling for a Romance Scam

According to the Internet Crime Complaint Center (IC3) and the Better Business Bureau, the prevalence of online scams – and the number of people falling for them – has dramatically increased since the onset of the pandemic. This increase in scams has been seen everywhere, from online shopping scams to work-from-home scams and, yes, even…

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