Search the Blog:
This year, Lafayette Federal Credit Union proudly celebrates 90 years of service—nine decades of unwavering commitment to helping our members achieve financial security. Founded in 1935 as the 1825 H Street Federal Credit Union, we began our journey during one of the most challenging periods in American history. Today our primary focus stays the same:…
Read more
For many people, a side hustle is more than just extra cash – it’s a way to explore passions, gain financial freedom, and build skills that can grow into long-term opportunities. Whether you’re saving for a big goal or simply want more breathing room in your budget, having the right side hustle can make all…
Read more
Imagine getting a text from your credit union or bank about suspicious activity on your account. The number looks real. The message sounds official. Or maybe you get a call from someone who sounds exactly like your grandson, asking for emergency money. Welcome to 2025—where artificial intelligence (AI) has taken scams to a whole new…
Read more
Health Savings Accounts (HSAs) are one of the most underutilized tools for building both short-term healthcare security and long-term wealth. Understanding how HSAs work—and how they differ from other accounts—can help you maximize their unique advantages. Let’s look at one of the best benefits available for today’s workforce (and what to do if your employer…
Read more
September is National Preparedness Month, a reminder to consider how ready we are to face the unexpected. Most people don’t like “planning for a rainy day,” but being well-prepared for one can keep a challenging time from becoming a disaster. At Lafayette Federal, we know financial preparedness is just as important as having bottled water,…
Read more
Learning how to make small, consistent money moves part of your regular financial routine while you are still in school can become a big advantage after graduation. To help you develop and keep this routine, we have created this guide to build practical habits around budgeting, credit, savings, and borrowing—and how to set up student-friendly…
Read more
Regardless of your income level and credit history, your credit report is a powerful tool. Learning to how read it can save you money on loans, insurance, and even utilities—and it’s free to check.
Read more
Inflation is like a slow leak in your wallet. When prices rise, each dollar buys a little less. Even when inflation isn’t making headlines, it still chips away at your savings and income over time. Constant headlines about inflation might have you wondering about inflation-protected investments. Here’s an easy guide to two of the most…
Read more
Money can either strengthen or strain relationships. Financial stress is one of the most common sources of conflict between couples—but it doesn’t have to be. When you learn how to have open, constructive conversations about money, you can turn potential tension into an opportunity to build trust, connection, and create a shared vision for the…
Read more